Summerland · V0H1Z9
$6,028/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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TRADE ALERT! The Seller is open to trade — real property at various price points, including residential, recreational, commercial, or land. Located in coveted Trout Creek, this well-maintained home offers estate-like curb appeal on a landscaped 0.25-acre lot, with a fenced backyard, RV/boat parking, and multiple outdoor living spaces. The chef-inspired kitchen features an oversized island, walk-through servery, gas range, double wall ovens, stand-up freezer, two dishwashers, and stainless appliances, flowing to a dining area, breakfast nook, and living room. The primary suite has a spa-like ensuite with dual sinks and a custom-tiled shower; a second bedroom and bonus room complete the main floor. Upstairs, a 530 sq. ft. great room with soaring ceilings suits family gatherings. The lower level offers a large rec room, three bedrooms, a full bath, laundry, and craft room, plus a double garage and workshop. Ideal for families or multi-generational living, just a short walk to beaches, Okanagan Lake, and Trout Creek Elementary. Immediate possession available!
5
Beds
4,815 ft²
Floor area
1966
Year built
Single Family
Type
Trout Creek
Area
Listed
August 11, 2026
Nearby & Commute
1h 7m
walk to IGA
36 min
bike to Prairie Valley Station
2h 1m
walk to Prairie Valley Station
10h 10m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 67%
| Detached | 22 | 66.7% |
| Land | 5 | 15.2% |
| Duplex | 3 | 9.1% |
| Farm | 3 | 9.1% |
| $30,000 to $34,999 | 5 | 3.3% |
| $50,000 to $59,999 | 5 | 3.3% |
| $60,000 to $69,999 | 10 | 6.7% |
| $70,000 to $79,999 | 15 | 10.0% |
| $80,000 to $89,999 | 5 | 3.3% |
| $90,000 to $99,999 | 5 | 3.3% |
| $100,000 to $124,999 | 25 | 16.7% |
| $125,000 to $149,999 | 15 | 10.0% |
| $150,000 to $199,999 | 25 | 16.7% |
| $200,000 and over | 40 | 26.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,028
Principal and interest
Calculated estimate
$5,528
Property tax
Calculated estimate
$350/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,195,000
Down payment
Calculated estimate
$239,000 (20%)
Estimated mortgage
Calculated estimate
$956,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,028
/mo
Rate
%
Amortization
Principal and interest
$5,528
Property tax (est.)
$350
P&I
Tax
Down payment
$239,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $239,000 down (20%) on $1,195,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
