Cowichan Bay · V0R1N2
$3,587/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Discover comfortable single-level living in this well-maintained 3-bed, 2-bath rancher located in Cowichan Bay! Offering 1,200+ sq ft of thoughtfully designed space, this home features an open-concept layout, 12-ft vaulted ceilings, abundant natural light, and a cozy natural gas fireplace, perfect for everyday living. Two full bathrooms and three spacious bedrooms provide flexibility for families, guests, or a dedicated home office. A ductless heat pump (installed June 2023) ensures efficient year-round comfort, while additional highlights include a central vac system, attached double garage with crawl storage, and an EV charging plug-in system. Enjoy in-ground irrigation, a fully fenced backyard with mature hedges, and an entertainment patio ideal for summer gatherings and outdoor dining. Nestled in charming Cowichan Bay, you're minutes from restaurants, the marina, boutique shops, and Vancouver Island's natural beauty. No age restrictions, and very pet friendly!
3
Beds
1,211 ft²
Floor area
2013
Year built
Single Family
Type
Cowichan Bay
Area
Listed
July 20, 2026
Nearby & Commute
35 min
walk to Country Grocer
42 min
bike to nearest SkyTrain station
2h 19m
walk to nearest SkyTrain station
2h 51m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 67%
| Detached | 24 | 66.7% |
| Other | 3 | 8.3% |
| Condo / Apartment | 2 | 5.6% |
| Land | 2 | 5.6% |
| Mobile home | 2 | 5.6% |
| Other | 3 | 8.3% |
| $15,000 to $19,999 | 10 | 2.3% |
| $20,000 to $24,999 | 20 | 4.5% |
| $25,000 to $29,999 | 10 | 2.3% |
| $30,000 to $34,999 | 5 | 1.1% |
| $35,000 to $39,999 | 10 | 2.3% |
| $40,000 to $44,999 | 25 | 5.7% |
| $45,000 to $49,999 | 15 | 3.4% |
| $50,000 to $59,999 | 25 | 5.7% |
| $60,000 to $69,999 | 20 | 4.5% |
| $70,000 to $79,999 | 30 | 6.8% |
| $80,000 to $89,999 | 20 | 4.5% |
| $90,000 to $99,999 | 30 | 6.8% |
| $100,000 to $124,999 | 60 | 13.6% |
| $125,000 to $149,999 | 50 | 11.4% |
| $150,000 to $199,999 | 70 | 15.9% |
| $200,000 and over | 40 | 9.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,587
Principal and interest
Calculated estimate
$3,237
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$699,900
Down payment
Calculated estimate
$139,980 (20%)
Estimated mortgage
Calculated estimate
$559,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,587
/mo
Rate
%
Amortization
Principal and interest
$3,237
Property tax (est.)
$200
P&I
Tax
Down payment
$139,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $139,980 down (20%) on $699,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
