Naramata · V2A1N0
$9,961/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Presenting a truly unique farm property on the Naramata Bench. 12 acres in 2 titles with an exceptional residence and a second home. The main home is a straw bale/log post and beam construction with totally unique design and finishing throughout. The open plan main floor has a true farmhouse feel complimented by high open ceilings featuring a winding staircase to an internal balcony that connects the 2 bedrooms. Cozy up to the wood stove in the winter, knowing that the straw bale walls re keeping that heat in. Take in the private patio off the living room on those warm summer evenings, while the house remains cool without the aid of A/C. The Mexican style kitchen reflects the adobe exterior perfectly. Lots of room in the attached double garage with work areas. The 2nd home is 700 sq ft with conventional 2x8 construction, built in 2017. The acreage is 50% flat and has been a horse farm for 20 years with no chemical treatments on the land. There is a 30gpm well and the entire property is off grid with solar panels and a generator back up. Power is available at the lot line if you want to go on grid. Located on the KVR approx. 4 km south of the little tunnel and close to the Naramata creek falls, this property is an absolute gem for a home with the potential for a business use. The 2 houses are on one parcel which is not in the ALR, the 2nd parcel has no buildings and is in the ALR.
2
Beds
1,950 ft²
Floor area
2007
Year built
Single Family
Type
Naramata Rural
Area
Listed
April 2, 2026
$1,995,000 is 93.4% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 48m
walk to IGA
55 min
bike to Prairie Valley Station
3h 4m
walk to Prairie Valley Station
10h 21m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 48%
| Land | 30 | 48.4% |
| Detached | 22 | 35.5% |
| Farm | 9 | 14.5% |
| Other | 1 | 1.6% |
| $20,000 to $24,999 | 5 | 1.8% |
| $25,000 to $29,999 | 10 | 3.6% |
| $35,000 to $39,999 | 5 | 1.8% |
| $40,000 to $44,999 | 10 | 3.6% |
| $45,000 to $49,999 | 5 | 1.8% |
| $50,000 to $59,999 | 15 | 5.4% |
| $60,000 to $69,999 | 20 | 7.1% |
| $70,000 to $79,999 | 25 | 8.9% |
| $80,000 to $89,999 | 20 | 7.1% |
| $90,000 to $99,999 | 10 | 3.6% |
| $100,000 to $124,999 | 35 | 12.5% |
| $125,000 to $149,999 | 30 | 10.7% |
| $150,000 to $199,999 | 40 | 14.3% |
| $200,000 and over | 50 | 17.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$9,961
Principal and interest
Calculated estimate
$9,228
Property tax
Calculated estimate
$583/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,995,000
Down payment
Calculated estimate
$399,000 (20%)
Estimated mortgage
Calculated estimate
$1,596,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$9,961
/mo
Rate
%
Amortization
Principal and interest
$9,228
Property tax (est.)
$583
P&I
Tax
Down payment
$399,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $399,000 down (20%) on $1,995,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
