Salt Spring · V8K1G8
$9,938/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Enjoy spectacular views of Sansum Narrows from this south-facing, spacious, and meticulously upgraded West Coast property. Ideal for buyers who appreciate quality craftsmanship, this post-and-beam home offers exceptional value, well below replacement cost. Backing onto the Channel Ridge Park Reserve with hiking trail access, this hillside 4,000~ sq ft residence has undergone extensive, thoughtful upgrades, including comprehensive FireSmart forest management, with windfall removal, crown reduction, and limbing to reduce wildfire risk and preserve the natural setting. A dedicated emergency water cistern adds further peace of mind, while a fire-resistant EnviroShake roof with a lifetime warranty and Fenstur triple-paned windows bring durability and efficiency to future-focused living. Thoughtfully designed landscaping features drought-tolerant, fire-conscious plantings that complement the home's natural surroundings. Vaulted ceilings and expansive windows enhance an elegant, livable floor plan, while a high-efficiency heat pump ensures year-round comfort. The bright walkout lower level, with 9 ft ceilings, offers flexible space for guests, media, a home office, or multigenerational living. A private deck and glass-covered atrium patio are designed for outdoor entertainment, and the heated garage workshop doubles beautifully as a studio. This well-priced, elegant home is move-in ready and conveniently located.
3
Beds
4,095 ft²
Floor area
1995
Year built
Single Family
Type
Salt Spring
Area
Listed
March 1, 2026
$1,990,000 is 92.9% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 5m
walk to Country Grocer
1h 10m
bike to Alderlea Station
3h 53m
walk to Alderlea Station
2h 11m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 75%
| Detached | 33 | 75.0% |
| Land | 8 | 18.2% |
| Other | 2 | 4.5% |
| Condo / Apartment | 1 | 2.3% |
| Under $5,000 | 5 | 1.0% |
| $10,000 to $14,999 | 5 | 1.0% |
| $15,000 to $19,999 | 10 | 2.0% |
| $20,000 to $24,999 | 25 | 5.0% |
| $25,000 to $29,999 | 10 | 2.0% |
| $30,000 to $34,999 | 15 | 3.0% |
| $35,000 to $39,999 | 25 | 5.0% |
| $40,000 to $44,999 | 20 | 4.0% |
| $45,000 to $49,999 | 20 | 4.0% |
| $50,000 to $59,999 | 30 | 5.9% |
| $60,000 to $69,999 | 30 | 5.9% |
| $70,000 to $79,999 | 30 | 5.9% |
| $80,000 to $89,999 | 35 | 6.9% |
| $90,000 to $99,999 | 25 | 5.0% |
| $100,000 to $124,999 | 65 | 12.9% |
| $125,000 to $149,999 | 45 | 8.9% |
| $150,000 to $199,999 | 55 | 10.9% |
| $200,000 and over | 55 | 10.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$9,938
Principal and interest
Calculated estimate
$9,205
Property tax
Calculated estimate
$583/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,990,000
Down payment
Calculated estimate
$398,000 (20%)
Estimated mortgage
Calculated estimate
$1,592,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$9,938
/mo
Rate
%
Amortization
Principal and interest
$9,205
Property tax (est.)
$583
P&I
Tax
Down payment
$398,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $398,000 down (20%) on $1,990,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
