Ladysmith · V9G0A2
$6,004/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to The Gales, one of Vancouver Island’s premier ocean view communities, where exceptional craftsmanship and West Coast beauty come together. Designed to capture breathtaking ocean and coastal mountain views, this meticulously maintained home offers over 2,700 sqft of thoughtfully designed living space with quality finishes throughout. The bright, spacious main level showcases soaring vaulted ceilings, oversized windows, engineered hardwood flooring, and an inviting open-concept layout ideal for both entertaining and everyday comfort. At the heart of the home is the beautifully appointed kitchen featuring rich maple cabinetry, granite countertops, stainless steel appliances, and generous prep space. The adjoining dining and living areas are anchored by an impressive tiled Napoleon gas fireplace with custom built-in cabinetry, creating a warm and elegant gathering space. Step outside onto the expansive upper deck and take in spectacular ocean vistas. Designed for easy outdoor living, the home also features a lower entertaining deck with propane BBQ hookup, vinyl decking, aluminum railings and glass panels to maximize views. The primary suite serves as a true retreat with deck access, walk-in closet and a luxurious ensuite featuring heated tile floors, dual sinks, a deep soaker tub, and separate shower with bench seating. A 2nd bedroom, powder room, and convenient laundry complete the main floor. The fully finished walkout lower level provides outstanding flexibility with a large family/rec room, guest bedroom, full bathroom, hobby/storage space, and patio access—ideal for visitors or extended family. Built Green certified and thoughtfully equipped with a Carrier Infinity heat pump, HRV system, heated bathroom floors, durable James Hardie siding, engineered stone accents, and an insulated double garage. Located just minutes from marinas, golf, trails, recreation, airport access, and all the charm of Ladysmith, this is coastal living at its finest.
3
Beds
2,698 ft²
Floor area
2017
Year built
Single Family
Type
Ladysmith
Area
Listed
May 27, 2026
Strata $485/mo ($0.18/sqft vs $0.6/sqft norm). Property tax $7372/yr (0.619% of list price vs 0.30% norm). Typical owner in Ladysmith pays $765/mo (Census 2021).
Nearby & Commute
33 min
walk to Save-On-Foods
1h 28m
bike to Alderlea Station
4h 53m
walk to Alderlea Station
2h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 63%
| Detached | 45 | 62.5% |
| Land | 25 | 34.7% |
| Duplex | 1 | 1.4% |
| Townhouse | 1 | 1.4% |
| Under $5,000 | 5 | 0.9% |
| $5,000 to $9,999 | 5 | 0.9% |
| $15,000 to $19,999 | 5 | 0.9% |
| $20,000 to $24,999 | 10 | 1.8% |
| $25,000 to $29,999 | 15 | 2.7% |
| $30,000 to $34,999 | 15 | 2.7% |
| $35,000 to $39,999 | 35 | 6.2% |
| $40,000 to $44,999 | 15 | 2.7% |
| $45,000 to $49,999 | 25 | 4.4% |
| $50,000 to $59,999 | 50 | 8.8% |
| $60,000 to $69,999 | 40 | 7.1% |
| $70,000 to $79,999 | 45 | 8.0% |
| $80,000 to $89,999 | 40 | 7.1% |
| $90,000 to $99,999 | 20 | 3.5% |
| $100,000 to $124,999 | 65 | 11.5% |
| $125,000 to $149,999 | 45 | 8.0% |
| $150,000 to $199,999 | 80 | 14.2% |
| $200,000 and over | 50 | 8.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,004
Principal and interest
Calculated estimate
$5,504
Property tax
Calculated estimate
$350/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,189,999
Down payment
Calculated estimate
$238,000 (20%)
Estimated mortgage
Calculated estimate
$951,999
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,004
/mo
Rate
%
Amortization
Principal and interest
$5,504
Property tax (est.)
$350
P&I
Tax
Down payment
$238,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $238,000 down (20%) on $1,189,999, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
