Oliver · V0H1T1
$7,034/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Experience exceptional lakefront living with breathtaking, unobstructed views. This beautifully maintained 4-bedroom, 4-bathroom home is ideally positioned in a prime lakefront location at The Cottages, offering over two levels of thoughtfully designed living space with stunning lake and mountain views from both floors. The bright, open-concept main level features vaulted ceilings, wide-plank flooring, and a well-appointed kitchen complete with quartz countertops and stainless steel appliances. The primary suite offers a walk-in closet and private ensuite, while the main living area seamlessly extends to a covered patio—perfect for taking in the panoramic waterfront setting. The walkout lower level is designed for both relaxation and entertaining, featuring a newly added wet bar, spacious lounge area, and direct access to a second patio with hot tub. With two bedrooms and two bathrooms on each level, the layout is ideal for hosting family and guests with ease. Proudly one-owner and never rented, this home is located within a sought-after waterfront community offering exceptional amenities, including walking trails, sandy beaches, playgrounds, outdoor pools, a fitness centre, and a clubhouse. Whether you're looking for a full-time residence or a recreational retreat, this property offers an outstanding opportunity to enjoy the South Okanagan lifestyle. First Nations leasehold ownership means no GST, Property Transfer Tax, or Speculation/Vacancy Tax.
4
Beds
2,390 ft²
Floor area
2019
Year built
Single Family
Type
Oliver Rural
Area
Listed
April 18, 2026
$1,400,000 is 35.7% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 7m
walk to Red Apple
4h 40m
bike to Prairie Valley Station
15h 33m
walk to Prairie Valley Station
10h 34m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 76%
| Detached | 29 | 76.3% |
| Farm | 4 | 10.5% |
| Other | 3 | 7.9% |
| Condo / Apartment | 1 | 2.6% |
| Townhouse | 1 | 2.6% |
| Under $5,000 | 10 | 2.2% |
| $10,000 to $14,999 | 15 | 3.3% |
| $15,000 to $19,999 | 10 | 2.2% |
| $20,000 to $24,999 | 5 | 1.1% |
| $25,000 to $29,999 | 10 | 2.2% |
| $30,000 to $34,999 | 10 | 2.2% |
| $35,000 to $39,999 | 10 | 2.2% |
| $40,000 to $44,999 | 25 | 5.5% |
| $45,000 to $49,999 | 20 | 4.4% |
| $50,000 to $59,999 | 25 | 5.5% |
| $60,000 to $69,999 | 45 | 9.9% |
| $70,000 to $79,999 | 40 | 8.8% |
| $80,000 to $89,999 | 30 | 6.6% |
| $90,000 to $99,999 | 35 | 7.7% |
| $100,000 to $124,999 | 70 | 15.4% |
| $125,000 to $149,999 | 45 | 9.9% |
| $150,000 to $199,999 | 25 | 5.5% |
| $200,000 and over | 25 | 5.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,034
Principal and interest
Calculated estimate
$6,476
Property tax
Calculated estimate
$408/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,400,000
Down payment
Calculated estimate
$280,000 (20%)
Estimated mortgage
Calculated estimate
$1,120,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,034
/mo
Rate
%
Amortization
Principal and interest
$6,476
Property tax (est.)
$408
P&I
Tax
Down payment
$280,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $280,000 down (20%) on $1,400,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.9722 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
