Sooke · V9Z0T8
$5,016/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Rare 0.57-acre property steps from the ocean, in the highly sought-after Whiffin Spit neighbourhood. This lovingly maintained home offers the perfect blend of West Coast charm, privacy & future potential. Inside, this character-filled home has been extensively updated over the years. Offering three bedrooms and two bathrooms, the spacious primary suite features a bright ensuite complete with a relaxing soaker tub. The inviting living room is anchored by a cozy wood stove, while the custom live-edge eating bar connects the kitchen to the main living space, making it ideal for entertaining. Down is an ideal space for teens or hobbies, with additional storage and a garage providing a great space for a workshop? Or? Located steps from scenic oceanfront trails & the beach, this is an opportunity to enjoy one of Sooke's most desirable locations. Situated on a sun-drenched lot, the property is a gardener's paradise with an incredible variety of mature fruit and nut trees, including apple, pear, plum, cherry, hazelnut, and fig, along with kiwi, grapevines, raspberries, blueberries, elderberries, and Tay, Logan, and Marion berries. The fully fenced backyard has been thoughtfully designed to create a peaceful oasis with your own private sauna. Step outside to over 700 sq. ft. of sun-soaked deck space overlooking the gardens a perfect setting for morning coffee, summer barbecues, or simply relaxing in your own private retreat. The registered easement provides access to the rear of the property, creating a unique opportunity for a future carriage home/ secondary dwelling (buyer to verify with the District of Sooke). Whether you're searching for a multi-generational family property, an investment opportunity, or a home with long-term development potential, this property offers possibilities that are increasingly difficult to find. A truly special home where timeless character, breathtaking gardens, and future opportunity come together in one exceptional package.
3
Beds
1,658 ft²
Floor area
1965
Year built
Single Family
Type
Whiffin Spit
Area
Listed
August 23, 2026
Nearby & Commute
36 min
walk to Village Food Markets
1h 32m
bike to Langford Transit Exchange
5h 6m
walk to Langford Transit Exchange
4h 30m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 41%
| Detached | 49 | 41.2% |
| Land | 32 | 26.9% |
| Townhouse | 12 | 10.1% |
| Condo / Apartment | 10 | 8.4% |
| Duplex | 8 | 6.7% |
| Other | 8 | 6.7% |
| $45,000 to $49,999 | 10 | 6.7% |
| $50,000 to $59,999 | 10 | 6.7% |
| $60,000 to $69,999 | 15 | 10.0% |
| $70,000 to $79,999 | 15 | 10.0% |
| $80,000 to $89,999 | 5 | 3.3% |
| $90,000 to $99,999 | 10 | 6.7% |
| $100,000 to $124,999 | 35 | 23.3% |
| $125,000 to $149,999 | 15 | 10.0% |
| $150,000 to $199,999 | 25 | 16.7% |
| $200,000 and over | 10 | 6.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,016
Principal and interest
Calculated estimate
$4,575
Property tax
Calculated estimate
$292/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$989,000
Down payment
Calculated estimate
$197,800 (20%)
Estimated mortgage
Calculated estimate
$791,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,016
/mo
Rate
%
Amortization
Principal and interest
$4,575
Property tax (est.)
$292
P&I
Tax
Down payment
$197,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $197,800 down (20%) on $989,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.8801 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
