Denman Island · V0R1T0
$3,583/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Located in one of Denman Island’s most established residential neighbourhoods, this 2-bedroom, 1-bath cedar-clad rancher offers 1,089 sq ft on a private half-acre lot, a short walk from the sandy beach at Fillongley Provincial Park and its network of old-growth trails. The open-plan living and dining area is anchored by vaulted ceilings and dual skylights that track light through the day, with a bank of windows drawing the surrounding garden and deck into the space. A mature Japanese maple at the front of the property adds seasonal colour from spring through fall. The kitchen is well-proportioned, with oak cabinetry, a dedicated skylight, pendant lighting, and a breakfast peninsula that seats three — functional without being oversized. Two bedrooms at the rear of the home look toward the trees and are served by a full 4-piece bath. The detached garage — recently reroofed — extends the utility of the property considerably, with a flex room, a second bathroom, and storage making it suitable as a workshop, studio, or home office. The treed rear yard includes a seasonal creek and small pond that support year-round bird activity and give the property a layered, naturalistic quality. Shallow well and septic in place. Baikie Road is quiet, no-through, and well-positioned to access all that island life can offer— the beach at Fillongley is a short walk, the ferry accessible, and the surrounding neighbourhood one of the island’s most established. An accessible and well-sited entry point into the Denman lifestyle.
2
Beds
1,089 ft²
Floor area
1997
Year built
Single Family
Type
Denman Island
Area
Listed
March 16, 2026
$699,000 is 57.6% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
3h 29m
walk to Tomm's Food Village
1h 40m
bike to Island Link Bus - Cumberland Stop
5h 33m
walk to Island Link Bus - Cumberland Stop
4h 54m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 76%
| Detached | 47 | 75.8% |
| Land | 9 | 14.5% |
| Other | 6 | 9.7% |
| Under $5,000 | 10 | 2.4% |
| $5,000 to $9,999 | 5 | 1.2% |
| $10,000 to $14,999 | 10 | 2.4% |
| $15,000 to $19,999 | 20 | 4.8% |
| $20,000 to $24,999 | 35 | 8.3% |
| $25,000 to $29,999 | 15 | 3.6% |
| $30,000 to $34,999 | 15 | 3.6% |
| $35,000 to $39,999 | 20 | 4.8% |
| $40,000 to $44,999 | 30 | 7.1% |
| $45,000 to $49,999 | 15 | 3.6% |
| $50,000 to $59,999 | 35 | 8.3% |
| $60,000 to $69,999 | 25 | 6.0% |
| $70,000 to $79,999 | 35 | 8.3% |
| $80,000 to $89,999 | 25 | 6.0% |
| $90,000 to $99,999 | 20 | 4.8% |
| $100,000 to $124,999 | 40 | 9.5% |
| $125,000 to $149,999 | 20 | 4.8% |
| $150,000 to $199,999 | 25 | 6.0% |
| $200,000 and over | 20 | 4.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,583
Principal and interest
Calculated estimate
$3,233
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$699,000
Down payment
Calculated estimate
$139,800 (20%)
Estimated mortgage
Calculated estimate
$559,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,583
/mo
Rate
%
Amortization
Principal and interest
$3,233
Property tax (est.)
$200
P&I
Tax
Down payment
$139,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $139,800 down (20%) on $699,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
