Salt Spring · V8K1K2
$4,567/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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The perfect one-level rancher for first-time buyers or those looking to retire in comfort, ideally located in the highly sought-after Vesuvius area of Salt Spring Island. Set on a private & well maintained 1.03-acre property with the convenience of piped water, this home offers easy living in a natural setting. This well-cared-for residence features 2 bedrooms, den/flex room & 2 bathrooms, including a spa-inspired ensuite complete with heated floors. The bright & inviting interior is enhanced by skylights that flood the home with natural light, complemented by warm wood flooring throughout much of the living space. The thoughtfully designed layout includes a charming kitchen with an eating area, a cozy sunken living room, & the convenience of an attached garage. Enjoy a spacious sundeck overlooking manicured gardens, mature landscaping, & a selection of fruit trees—all accessed by a paved driveway. Perfectly suited for retirees or families seeking single-level living.
3
Beds
1,488 ft²
Floor area
1989
Year built
Single Family
Type
Salt Spring
Area
Listed
April 10, 2026
$899,000 is 12.8% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
46 min
walk to Country Grocer
1h 10m
bike to Alderlea Station
3h 54m
walk to Alderlea Station
2h 12m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 65%
| Detached | 34 | 65.4% |
| Land | 10 | 19.2% |
| Other | 3 | 5.8% |
| Townhouse | 3 | 5.8% |
| Condo / Apartment | 1 | 1.9% |
| Other | 1 | 1.9% |
| Under $5,000 | 5 | 1.0% |
| $10,000 to $14,999 | 5 | 1.0% |
| $15,000 to $19,999 | 10 | 2.0% |
| $20,000 to $24,999 | 25 | 5.0% |
| $25,000 to $29,999 | 10 | 2.0% |
| $30,000 to $34,999 | 15 | 3.0% |
| $35,000 to $39,999 | 25 | 5.0% |
| $40,000 to $44,999 | 20 | 4.0% |
| $45,000 to $49,999 | 20 | 4.0% |
| $50,000 to $59,999 | 30 | 5.9% |
| $60,000 to $69,999 | 30 | 5.9% |
| $70,000 to $79,999 | 30 | 5.9% |
| $80,000 to $89,999 | 35 | 6.9% |
| $90,000 to $99,999 | 25 | 5.0% |
| $100,000 to $124,999 | 65 | 12.9% |
| $125,000 to $149,999 | 45 | 8.9% |
| $150,000 to $199,999 | 55 | 10.9% |
| $200,000 and over | 55 | 10.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,567
Principal and interest
Calculated estimate
$4,158
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$899,000
Down payment
Calculated estimate
$179,800 (20%)
Estimated mortgage
Calculated estimate
$719,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,567
/mo
Rate
%
Amortization
Principal and interest
$4,158
Property tax (est.)
$258
P&I
Tax
Down payment
$179,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,800 down (20%) on $899,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
