Lumby · V0E2G0
$3,394/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
This well-appointed, move-in-ready family home offering 5 bedrooms plus a bonus den, is perfect for growing families or those needing space for home office. Fully finished, freshly painted, this home blends comfort, functionality, and modern upgrades. Bright, open-concept main floor filled with natural light designed for entertaining. Spacious kitchen features a large island a dishwasher and gas stove (2023). From the dining room, sliding glass doors open onto a covered, private patio. An inviting space for year-round BBQs, gatherings, or quiet evenings. Backyard also includes a small fenced grass area, ideal for pets, yard games, along with a hot tub area for ultimate relaxation. 2 full bathrooms, upstairs featuring heated floors, jetted soaker tub, a separate shower, your own spa-like retreat. Fully finished basement with separate access provides 3 additional bedrooms, a bonus den, and storage space. Upgrades incl. New hot water on-demand syst. (Nov 2025) Natural gas forced-air heating & central air conditioning, Water softener and reverse osmosis water system Central vacuum, Newer washer and dryer, Attached & encl. small-vehicle garage Shed/workshop in backyard and front. Lots of parking, incl. space for RVs and multiple vehicles Located on a quiet street in the welcoming community of Lumby, this home offers access to local trails, recreation, and shopping, while being just 20 minutes from Vernon. With motivated sellers there is nothing left to do but move in and enjoy.
5
Beds
1,864 ft²
Floor area
1993
Year built
Single Family
Type
Lumby Valley
Area
Listed
February 2, 2026
$679,000 is 58.8% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
11 min
walk to Super A Foods
4h 6m
bike to Orchard Park Exchange
13h 37m
walk to Orchard Park Exchange
12h 38m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 53%
| Detached | 31 | 53.4% |
| Land | 22 | 37.9% |
| Duplex | 2 | 3.4% |
| Other | 2 | 3.4% |
| Townhouse | 1 | 1.7% |
| $15,000 to $19,999 | 5 | 1.4% |
| $20,000 to $24,999 | 10 | 2.7% |
| $25,000 to $29,999 | 10 | 2.7% |
| $30,000 to $34,999 | 15 | 4.1% |
| $35,000 to $39,999 | 15 | 4.1% |
| $40,000 to $44,999 | 20 | 5.5% |
| $45,000 to $49,999 | 5 | 1.4% |
| $50,000 to $59,999 | 15 | 4.1% |
| $60,000 to $69,999 | 25 | 6.8% |
| $70,000 to $79,999 | 30 | 8.2% |
| $80,000 to $89,999 | 25 | 6.8% |
| $90,000 to $99,999 | 30 | 8.2% |
| $100,000 to $124,999 | 60 | 16.4% |
| $125,000 to $149,999 | 40 | 11.0% |
| $150,000 to $199,999 | 45 | 12.3% |
| $200,000 and over | 15 | 4.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,394
Principal and interest
Calculated estimate
$3,052
Property tax
Calculated estimate
$192/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$659,900
Down payment
Calculated estimate
$131,980 (20%)
Estimated mortgage
Calculated estimate
$527,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,394
/mo
Rate
%
Amortization
Principal and interest
$3,052
Property tax (est.)
$192
P&I
Tax
Down payment
$131,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $131,980 down (20%) on $659,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
