Oliver · V0H1T2
$2,365/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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1306 SF, 3-bedroom, 2-bathroom rancher that is backing onto a country VINEYARD. Privacy and lifestyle bask in southern sun light all year long. Completely flat & fenced yard, features a patio, gardens, space for BBQ. Garage enclosed to create extra floor space, great for a home office/business or a separate suite for family members needing their own space. No stairs, excellent for those with mobility issues. Or disassemble the enclosure, bring your garage back for your collector car or bike. Potential is endless. Generous garden shed for bikes and tools. Great starter house or excellent retirement home, room to spread out, bright, rural, & minutes away from Oliver with quick access to the highway. New septic system, taxes are low. Parking for 3 or more vehicles, also street parking. Do you need a wood-burning fireplace? It is possible here again. Open plan is inviting with kitchen island. Upgraded all in one laundry system , new flooring new roof, new AC, new heat registers. Total 50k in upgrades in last 2 years. Enjoy lifestyle options of the region, wineries, race track, airport, hiking trails, world class cycling routes, Okanagan River, KVT, hospital and Oliver Wine District Please call agent for more details not in this listing.
3
Beds
1,306 ft²
Floor area
1974
Year built
Single Family
Type
Oliver Rural
Area
Listed
August 10, 2026
Nearby & Commute
1h 6m
walk to No Frills
3h 23m
bike to Prairie Valley Station
11h 17m
walk to Prairie Valley Station
10h 23m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 63%
| Detached | 30 | 62.5% |
| Duplex | 6 | 12.5% |
| Mobile home | 6 | 12.5% |
| Land | 3 | 6.3% |
| Farm | 2 | 4.2% |
| Other | 1 | 2.1% |
| $20,000 to $24,999 | 10 | 6.3% |
| $25,000 to $29,999 | 5 | 3.1% |
| $30,000 to $34,999 | 10 | 6.3% |
| $40,000 to $44,999 | 5 | 3.1% |
| $45,000 to $49,999 | 5 | 3.1% |
| $50,000 to $59,999 | 15 | 9.4% |
| $60,000 to $69,999 | 15 | 9.4% |
| $70,000 to $79,999 | 15 | 9.4% |
| $80,000 to $89,999 | 10 | 6.3% |
| $90,000 to $99,999 | 10 | 6.3% |
| $100,000 to $124,999 | 15 | 9.4% |
| $125,000 to $149,999 | 15 | 9.4% |
| $150,000 to $199,999 | 15 | 9.4% |
| $200,000 and over | 15 | 9.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,365
Principal and interest
Calculated estimate
$2,082
Property tax
Calculated estimate
$133/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$450,000
Down payment
Calculated estimate
$90,000 (20%)
Estimated mortgage
Calculated estimate
$360,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,365
/mo
Rate
%
Amortization
Principal and interest
$2,082
Property tax (est.)
$133
P&I
Tax
Down payment
$90,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $90,000 down (20%) on $450,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.9722 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
