Shawnigan Lake · V0R2W2
$3,542/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Set on nearly an acre in the heart of Shawnigan Lake, 1725 Elford Road offers a rare blend of land, privacy, and opportunity. Well-suited for those looking to enjoy the home as it is, invest in a rental property, or who wish to create something truly special, the property features a cozy two-bedroom, one bathroom cottage-style home with a bright and inviting layout. Surrounded by nature yet conveniently located just minutes from public beaches, scenic trails, and Shawnigan Lake Village, this property offers the best of rural living with an easy commute to Victoria, Duncan and additional amenities close by in Mill Bay. Multiple outbuildings, including a large powered workshop, add valuable functionality for storage, hobbies, or creative projects. Whether you envision building new, renovating, or simply enjoying the space as it is, this property offers exceptional flexibility and lifestyle!
2
Beds
874 ft²
Floor area
1965
Year built
Single Family
Type
Shawnigan
Area
Listed
June 1, 2026
$690,000 is 58.1% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
1h 10m
walk to Thrifty Foods
1h 14m
bike to nearest SkyTrain station
4h 7m
walk to nearest SkyTrain station
3h 11m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 79%
| Detached | 38 | 79.2% |
| Land | 7 | 14.6% |
| Mobile home | 3 | 6.3% |
| $30,000 to $34,999 | 5 | 2.5% |
| $35,000 to $39,999 | 5 | 2.5% |
| $40,000 to $44,999 | 5 | 2.5% |
| $45,000 to $49,999 | 5 | 2.5% |
| $50,000 to $59,999 | 15 | 7.5% |
| $60,000 to $69,999 | 10 | 5.0% |
| $70,000 to $79,999 | 20 | 10.0% |
| $80,000 to $89,999 | 10 | 5.0% |
| $90,000 to $99,999 | 10 | 5.0% |
| $100,000 to $124,999 | 30 | 15.0% |
| $125,000 to $149,999 | 25 | 12.5% |
| $150,000 to $199,999 | 35 | 17.5% |
| $200,000 and over | 25 | 12.5% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,542
Principal and interest
Calculated estimate
$3,192
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$690,000
Down payment
Calculated estimate
$138,000 (20%)
Estimated mortgage
Calculated estimate
$552,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,542
/mo
Rate
%
Amortization
Principal and interest
$3,192
Property tax (est.)
$200
P&I
Tax
Down payment
$138,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $138,000 down (20%) on $690,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
