Cowichan Bay · V0R1N1
$5,315/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Stunning OCEAN VIEWS welcome you to your dream craftsman character home! Located in the heart of Cowichan Bay—steps to artisan cafés, bakeries & waterfront restaurants, with the marina, boardwalk & Cowichan Estuary just a stroll away. Completely renovated & brought up to code in 2005, and meticulously maintained ever since. Leaded windows nod to the home's craftsman roots, while radiant floor heat & 2 mini-splits keep it comfortable year-round & bright natural light fills the living spaces. The yard is a true oasis—lovingly maintained—offering privacy, & mature gardens. A self-contained rental suite w/ private laundry adds flexibility for extended family, guests or income potential. Extensively updated inside & out, including new fencing, exterior paint, front stairs & landing, vinyl decking, an upgraded kitchen, railings & retaining wall. CVRD sewer, water & garbage. Lies within Bench School District and is close to everything Cowichan Bay & the Valley offer—this one won't last!
4
Beds
2,673 ft²
Floor area
2004
Year built
Single Family
Type
Cowichan Bay
Area
Listed
August 20, 2026
Nearby & Commute
47 min
walk to Country Grocer
37 min
bike to nearest SkyTrain station
2h 2m
walk to nearest SkyTrain station
2h 50m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 63%
| Detached | 24 | 63.2% |
| Other | 4 | 10.5% |
| Land | 3 | 7.9% |
| Condo / Apartment | 2 | 5.3% |
| Mobile home | 2 | 5.3% |
| Other | 3 | 7.9% |
| $20,000 to $24,999 | 10 | 4.3% |
| $30,000 to $34,999 | 10 | 4.3% |
| $35,000 to $39,999 | 5 | 2.1% |
| $40,000 to $44,999 | 15 | 6.4% |
| $45,000 to $49,999 | 5 | 2.1% |
| $50,000 to $59,999 | 20 | 8.5% |
| $60,000 to $69,999 | 15 | 6.4% |
| $70,000 to $79,999 | 20 | 8.5% |
| $80,000 to $89,999 | 15 | 6.4% |
| $90,000 to $99,999 | 10 | 4.3% |
| $100,000 to $124,999 | 25 | 10.6% |
| $125,000 to $149,999 | 30 | 12.8% |
| $150,000 to $199,999 | 35 | 14.9% |
| $200,000 and over | 20 | 8.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,315
Principal and interest
Calculated estimate
$4,857
Property tax
Calculated estimate
$308/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,050,000
Down payment
Calculated estimate
$210,000 (20%)
Estimated mortgage
Calculated estimate
$840,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,315
/mo
Rate
%
Amortization
Principal and interest
$4,857
Property tax (est.)
$308
P&I
Tax
Down payment
$210,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $210,000 down (20%) on $1,050,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
