Cowichan Bay · V0R1N1
$7,023/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Spectacular custom-built contemporary home offering level-entry living, ocean views and a full walk-out basement in Cowichan Bay. The 2,729 sqft home features an open kitchen, dining and living area with vaulted ceilings and private balcony overlooking the water. The main floor includes a primary bedroom with walk-in closet, second bedroom, full bath and laundry for easy one-level living. The walk-out lower level offers a spacious family room, half bath, storage and self-contained 1-bdrm suite—ideal for guests, family or rental income. An oversized double garage and covered patio complete the package. Outside, a large private yard offers a peaceful setting with rhodos, hydrangeas, Japanese maples and evergreens. A garden path winds past blueberry bushes, Japanese plum trees and strawberries. The level lawn and gardens are supported by a timed 7-zone irrigation system. This is effortless one-level living with the flexibility of a full walk-out basement, just steps from the water!
3
Beds
2,729 ft²
Floor area
2016
Year built
Single Family
Type
Cowichan Bay
Area
Listed
August 11, 2026
Nearby & Commute
48 min
walk to Country Grocer
36 min
bike to nearest SkyTrain station
2h
walk to nearest SkyTrain station
2h 51m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 63%
| Detached | 22 | 62.9% |
| Land | 3 | 8.6% |
| Other | 3 | 8.6% |
| Condo / Apartment | 2 | 5.7% |
| Mobile home | 2 | 5.7% |
| Other | 3 | 8.6% |
| $20,000 to $24,999 | 10 | 4.3% |
| $30,000 to $34,999 | 10 | 4.3% |
| $35,000 to $39,999 | 5 | 2.1% |
| $40,000 to $44,999 | 15 | 6.4% |
| $45,000 to $49,999 | 5 | 2.1% |
| $50,000 to $59,999 | 20 | 8.5% |
| $60,000 to $69,999 | 15 | 6.4% |
| $70,000 to $79,999 | 20 | 8.5% |
| $80,000 to $89,999 | 15 | 6.4% |
| $90,000 to $99,999 | 10 | 4.3% |
| $100,000 to $124,999 | 25 | 10.6% |
| $125,000 to $149,999 | 30 | 12.8% |
| $150,000 to $199,999 | 35 | 14.9% |
| $200,000 and over | 20 | 8.5% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,023
Principal and interest
Calculated estimate
$6,464
Property tax
Calculated estimate
$408/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,397,500
Down payment
Calculated estimate
$279,500 (20%)
Estimated mortgage
Calculated estimate
$1,118,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,023
/mo
Rate
%
Amortization
Principal and interest
$6,464
Property tax (est.)
$408
P&I
Tax
Down payment
$279,500 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $279,500 down (20%) on $1,397,500, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
