Penticton · V2A7C3
$4,571/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Nestled in one of Penticton's most sought-after neighborhoods, this beautifully updated 4 bed 3 bath family home offers the perfect blend of comfort and functionality. Located at the peaceful end of the road, this 0.22-acre property boasts one of the largest lot sizes in the neighborhood. The thoughtfully designed, open-concept floor plan welcomes natural light and effortless flow. Step up into the main living space, completely revitalized with new flooring, modern lighting, and a floor-to-ceiling brick fireplace that anchors the room. The fully remodeled kitchen boasts new cabinetry, countertops, a custom backsplash, and modern appliances. This level also features a generous primary bedroom with a powder room ensuite, along with two additional spacious bedrooms and a stunning, completely renovated full bathroom. The lower level offers a legal 1-bedroom, 1-bathroom suite with a private entrance, its own separate electrical meter and independent HVAC. Currently tenanted, it serves as a fantastic, turn-key mortgage helper. Outside, the property offers endless potential. The deer-proof, fully fenced backyard is a grassy oasis perfect for family and pets, serving as a blank canvas with ample room to add a carriage home. Infrastructure upgrades include a widened asphalt driveway with parking for up to five vehicles, a dedicated 240V RV/EV charging plug, and backyard laneway access with a gate. Offering immediate comfort, this property perfectly balances lifestyle and investment.
4
Beds
2,024 ft²
Floor area
1979
Year built
Single Family
Type
Columbia/Duncan
Area
Listed
August 20, 2026
Nearby & Commute
33 min
walk to Penticton IGA
1h 20m
bike to Prairie Valley Station
4h 26m
walk to Prairie Valley Station
10h 22m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 55%
| Detached | 95 | 54.6% |
| Land | 24 | 13.8% |
| Townhouse | 18 | 10.3% |
| Duplex | 16 | 9.2% |
| Condo / Apartment | 12 | 6.9% |
| Other | 9 | 5.2% |
| $25,000 to $29,999 | 5 | 2.5% |
| $45,000 to $49,999 | 10 | 5.0% |
| $50,000 to $59,999 | 10 | 5.0% |
| $60,000 to $69,999 | 5 | 2.5% |
| $70,000 to $79,999 | 25 | 12.5% |
| $80,000 to $89,999 | 15 | 7.5% |
| $90,000 to $99,999 | 10 | 5.0% |
| $100,000 to $124,999 | 30 | 15.0% |
| $125,000 to $149,999 | 20 | 10.0% |
| $150,000 to $199,999 | 35 | 17.5% |
| $200,000 and over | 35 | 17.5% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,571
Principal and interest
Calculated estimate
$4,163
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$899,900
Down payment
Calculated estimate
$179,980 (20%)
Estimated mortgage
Calculated estimate
$719,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,571
/mo
Rate
%
Amortization
Principal and interest
$4,163
Property tax (est.)
$258
P&I
Tax
Down payment
$179,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,980 down (20%) on $899,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
