Lumby · V0E2G0
$2,489/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Set on a large, private lot backing onto a gently flowing creek, this true rancher offers a rare blend of comfort and tranquility. A fully flat driveway provides easy access, while the serene setting invites you to relax and watch the ducks drift by as life slows to a peaceful pace. The backyard becomes a secluded retreat when the trees fill in, with a charming gazebo for shaded lounging and a chain-link fence adding a sense of security. Inside, the home is both practical and inviting. A spacious office makes working from home a pleasure, while the oversized mudroom—with its cozy wood burner—is perfect for drying gear and keeping the home warm through the winter months. The primary bedroom is generously sized and thoughtfully set apart from the others, featuring an updated 3-piece ensuite, new carpets, and a well-proportioned closet. The kitchen flows seamlessly into the living area, creating an ideal space for everyday living and entertaining, with the laundry room conveniently located just off the kitchen. A main bathroom with an oversized shower, huge soaker tub will be a sure hit with the family. Three additional bedrooms, completes this well-maintained and welcoming home. Recent updates include new carpet in the bedrooms, new baseboards, new lighting, hot water tank and paint.
4
Beds
1,533 ft²
Floor area
1971
Year built
Single Family
Type
Lumby Valley
Area
Listed
March 30, 2026
$535,000 is 48.1% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
13 min
walk to Super A Foods
4h 12m
bike to Orchard Park Exchange
13h 59m
walk to Orchard Park Exchange
12h 41m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 53%
| Detached | 29 | 52.7% |
| Land | 21 | 38.2% |
| Duplex | 2 | 3.6% |
| Other | 2 | 3.6% |
| Townhouse | 1 | 1.8% |
| $15,000 to $19,999 | 15 | 6.5% |
| $20,000 to $24,999 | 45 | 19.6% |
| $25,000 to $29,999 | 15 | 6.5% |
| $30,000 to $34,999 | 15 | 6.5% |
| $35,000 to $39,999 | 10 | 4.3% |
| $40,000 to $44,999 | 15 | 6.5% |
| $45,000 to $49,999 | 5 | 2.2% |
| $50,000 to $59,999 | 10 | 4.3% |
| $60,000 to $69,999 | 15 | 6.5% |
| $70,000 to $79,999 | 10 | 4.3% |
| $80,000 to $89,999 | 20 | 8.7% |
| $90,000 to $99,999 | 10 | 4.3% |
| $100,000 to $124,999 | 25 | 10.9% |
| $125,000 to $149,999 | 5 | 2.2% |
| $150,000 to $199,999 | 10 | 4.3% |
| $200,000 and over | 5 | 2.2% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,489
Principal and interest
Calculated estimate
$2,197
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$475,000
Down payment
Calculated estimate
$95,000 (20%)
Estimated mortgage
Calculated estimate
$380,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,489
/mo
Rate
%
Amortization
Principal and interest
$2,197
Property tax (est.)
$142
P&I
Tax
Down payment
$95,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $95,000 down (20%) on $475,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
