Duncan · V0R1N1
$5,532/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Perched above Hecate Park overlooking Cowichan Bay this private 2,600+ sqft 4 bed 3 bath home offers sweeping ocean views towards Mt. Tzouhalem and SaltSpring Island. The main floor boasts a bright and spacious living room w/ wood floors, fireplace & vaulted ceiling. The adjacent dining room & updated kitchen are well laid-out & take advantage of the view. The deck is perfect for entertaining & enjoying sunsets. The primary bedroom and ensuite also offer amazing views. The 2nd bedroom makes for the perfect home office. Downstairs is an additional bedroom & storage. Seperate entrance to a 1 bedroom & den 750 sqft ocean view suite includes laundry and a covered patio, . Large garage/workshop has roughed-in plumbing for a future bathroom. MOT permit for driveway off Cowichan Bay Road opens door to building a carriage house. Easily managed yard & gardens. A short stroll to the beach, restaurants, marina, kayaking and shopping. This is the Vancouver Island lifestyle!
4
Beds
2,649 ft²
Floor area
1987
Year built
Single Family
Type
Cowichan Bay
Area
Listed
May 14, 2026
No strata fee (freehold/non-strata). Property tax $5091/yr (0.463% of list price vs 0.30% norm). Typical owner in Cowichan Valley D pays $840/mo (Census 2021).
Nearby & Commute
59 min
walk to Country Grocer
32 min
bike to nearest SkyTrain station
1h 48m
walk to nearest SkyTrain station
2h 50m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 63%
| Detached | 22 | 62.9% |
| Land | 4 | 11.4% |
| Other | 4 | 11.4% |
| Condo / Apartment | 1 | 2.9% |
| Duplex | 1 | 2.9% |
| Other | 3 | 8.6% |
| Under $5,000 | 5 | 2.0% |
| $15,000 to $19,999 | 5 | 2.0% |
| $20,000 to $24,999 | 5 | 2.0% |
| $25,000 to $29,999 | 5 | 2.0% |
| $35,000 to $39,999 | 15 | 5.9% |
| $40,000 to $44,999 | 10 | 3.9% |
| $45,000 to $49,999 | 15 | 5.9% |
| $50,000 to $59,999 | 15 | 5.9% |
| $60,000 to $69,999 | 15 | 5.9% |
| $70,000 to $79,999 | 35 | 13.7% |
| $80,000 to $89,999 | 10 | 3.9% |
| $90,000 to $99,999 | 15 | 5.9% |
| $100,000 to $124,999 | 30 | 11.8% |
| $125,000 to $149,999 | 25 | 9.8% |
| $150,000 to $199,999 | 30 | 11.8% |
| $200,000 and over | 20 | 7.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,532
Principal and interest
Calculated estimate
$5,065
Property tax
Calculated estimate
$317/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,095,000
Down payment
Calculated estimate
$219,000 (20%)
Estimated mortgage
Calculated estimate
$876,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,532
/mo
Rate
%
Amortization
Principal and interest
$5,065
Property tax (est.)
$317
P&I
Tax
Down payment
$219,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $219,000 down (20%) on $1,095,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.5924 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
