197 Ridgemont Lane
Fernie · V0B1M2
$5,016/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Fernie · V0B1M2
$5,016/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Fully updated, move-in ready, and offering incredible views in every direction! This well-maintained home offers approximately 2,000 sq. ft. of comfortable living space with 3 bedrooms, an office, and 2 full bathrooms. The main level features a bright, open-concept layout with a spacious living room, dining area, and updated kitchen, creating an inviting space for everyday living and entertaining. A cozy wood-burning fireplace adds warmth and character to the living room, while refinished hardwood flooring, updated light fixtures, blinds, updated electrical, and newer appliances add to the home's modern feel. Upstairs you'll find 3 bedrooms and a full bathroom, while the lower level offers plenty of additional living space with a large rec room, office, second full bathroom, and generous utility/storage room. There is plenty of flexibility for a home office, guest space, hobbies, or a comfortable family room. The updates continue outside, including newer siding, windows, roof, and a brand-new carport. The fully landscaped yard is a standout feature, with established garden beds, fruit trees, a storage shed, and multiple seating areas thoughtfully positioned to take advantage of the amazing surrounding views. Whether you're enjoying your morning coffee, tending the garden, or entertaining friends and family, there are plenty of places to take it all in. A fantastic opportunity to own a beautifully updated home in Fernie that is truly move-in ready!
3
Beds
2,080 ft²
Floor area
1970
Year built
Single Family
Type
Fernie
Area
Listed
August 12, 2026
Nearby & Commute
9 min
walk to Save-On-Foods
24 min
bike to nearest SkyTrain station
1h 21m
walk to nearest SkyTrain station
23h 21m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 35%
| Land | 19 | 35.2% |
| Detached | 17 | 31.5% |
| Condo / Apartment | 8 | 14.8% |
| Townhouse | 7 | 13.0% |
| Other | 2 | 3.7% |
| Other | 1 | 1.9% |
| $15,000 to $19,999 | 5 | 3.2% |
| $20,000 to $24,999 | 10 | 6.5% |
| $25,000 to $29,999 | 5 | 3.2% |
| $30,000 to $34,999 | 5 | 3.2% |
| $40,000 to $44,999 | 10 | 6.5% |
| $50,000 to $59,999 | 5 | 3.2% |
| $60,000 to $69,999 | 5 | 3.2% |
| $70,000 to $79,999 | 5 | 3.2% |
| $80,000 to $89,999 | 10 | 6.5% |
| $90,000 to $99,999 | 5 | 3.2% |
| $100,000 to $124,999 | 15 | 9.7% |
| $125,000 to $149,999 | 20 | 12.9% |
| $150,000 to $199,999 | 25 | 16.1% |
| $200,000 and over | 30 | 19.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,016
Principal and interest
Calculated estimate
$4,575
Property tax
Calculated estimate
$292/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$989,000
Down payment
Calculated estimate
$197,800 (20%)
Estimated mortgage
Calculated estimate
$791,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,016
/mo
Rate
%
Amortization
Principal and interest
$4,575
Property tax (est.)
$292
P&I
Tax
Down payment
$197,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $197,800 down (20%) on $989,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.8829 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.