Saanich · V8N1G3
$8,748/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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**OH Sat 1-3pm**Only a few homes left | Steps from the sand & surf in friendly Cadboro Bay Village is The Osprey. 14 modern townhomes designed for living life to the fullest in one of the most scenic and walkable neighbourhoods in Greater Victoria. Each distinct floor plan offers an expansive living room, dining room and kitchen on the main level & two large top-floor bedrooms with views of the ocean or surrounding village. Primary bedroom boasts a large 5 pce ensuite, walk-in closet and balcony. An additional ground floor flex room provides endless opportunities for guest space plus private bathroom. Designed for comfort with engineered flooring throughout, large windows with automatic blinds & custom millwork w/ designer hardware. Luxurious kitchen with European appliance package & quartz waterfall countertop. Energy efficient heat pump & gas on demand hot water. #2 features an elevator, double garage & private yard space. Built by award winning GT Mann Contracting, MOVE-IN NOW
3
Beds
2,133 ft²
Floor area
2024
Year built
Single Family
Type
Cadboro Bay
Area
Listed
May 23, 2026
$1,749,000 is 69.6% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
2 min
walk to Pepper's Foods
31 min
bike to Swift Street Landing
1h 44m
walk to Swift Street Landing
3h 42m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 57%
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$8,748
Principal and interest
Calculated estimate
$8,090
Property tax
Calculated estimate
$508/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,749,000
Down payment
Calculated estimate
$349,800 (20%)
Estimated mortgage
Calculated estimate
$1,399,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$8,748
/mo
Rate
%
Amortization
Principal and interest
$8,090
Property tax (est.)
$508
P&I
Tax
Down payment
$349,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $349,800 down (20%) on $1,749,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 85 | 57.4% |
| Townhouse | 27 | 18.2% |
| Condo / Apartment | 26 | 17.6% |
| Land | 6 | 4.1% |
| Duplex | 4 | 2.7% |
| $20,000 to $24,999 | 5 | 2.5% |
| $35,000 to $39,999 | 10 | 5.0% |
| $50,000 to $59,999 | 10 | 5.0% |
| $60,000 to $69,999 | 10 | 5.0% |
| $70,000 to $79,999 | 15 | 7.5% |
| $80,000 to $89,999 | 5 | 2.5% |
| $90,000 to $99,999 | 10 | 5.0% |
| $100,000 to $124,999 | 25 | 12.5% |
| $125,000 to $149,999 | 15 | 7.5% |
| $150,000 to $199,999 | 30 | 15.0% |
| $200,000 and over | 65 | 32.5% |
At 4.9383 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
