Penticton · V2A6J7
$614/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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LOCATION, VIEWS & POTENTIAL! Rare opportunity to own a front-row home in sought-after Riva Ridge Estates with sweeping South Okanagan views. This is your chance to transform a well-located property into something truly special. The home is ready for renovation and offers endless possibilities for buyers looking to add their own style and value. Enjoy the peaceful setting while being just minutes from Penticton's beaches, shopping, restaurants, golf courses, and world-class wineries. Convenient access to Highway 97 makes getting around the South Okanagan effortless. Whether you're looking for an affordable project, an investment opportunity, or the perfect place to create your next home, the potential here is undeniable. Front-row properties in Riva Ridge Estates rarely come available—don't miss your chance to make this one your own. Measurements are approximate and should be verified if important.
2
Beds
924 ft²
Floor area
1983
Year built
Single Family
Type
Main South
Area
Listed
August 12, 2026
Nearby & Commute
56 min
walk to Save-On-Foods
1h 23m
bike to Prairie Valley Station
4h 36m
walk to Prairie Valley Station
10h 10m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 43%
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$614
Principal and interest
Calculated estimate
$439
Property tax
Calculated estimate
$25/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$95,000
Down payment
Calculated estimate
$19,000 (20%)
Estimated mortgage
Calculated estimate
$76,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$614
/mo
Rate
%
Amortization
Principal and interest
$439
Property tax (est.)
$25
P&I
Tax
Down payment
$19,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $19,000 down (20%) on $95,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Condo / Apartment | 44 | 43.1% |
| Detached | 21 | 20.6% |
| Townhouse | 18 | 17.6% |
| Mobile home | 14 | 13.7% |
| Land | 3 | 2.9% |
| Other | 2 | 2.0% |
| Under $5,000 | 5 | 1.4% |
| $5,000 to $9,999 | 5 | 1.4% |
| $15,000 to $19,999 | 15 | 4.2% |
| $20,000 to $24,999 | 25 | 7.0% |
| $25,000 to $29,999 | 10 | 2.8% |
| $30,000 to $34,999 | 5 | 1.4% |
| $35,000 to $39,999 | 15 | 4.2% |
| $40,000 to $44,999 | 20 | 5.6% |
| $45,000 to $49,999 | 15 | 4.2% |
| $50,000 to $59,999 | 30 | 8.5% |
| $60,000 to $69,999 | 30 | 8.5% |
| $70,000 to $79,999 | 20 | 5.6% |
| $80,000 to $89,999 | 30 | 8.5% |
| $90,000 to $99,999 | 25 | 7.0% |
| $100,000 to $124,999 | 40 | 11.3% |
| $125,000 to $149,999 | 25 | 7.0% |
| $150,000 to $199,999 | 30 | 8.5% |
| $200,000 and over | 10 | 2.8% |
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
