Salt Spring · V8K1S7
$3,766/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This spacious, beautifully updated ocean view 2 BR + den townhome enjoys a premium location within Kingfisher Cove - an upscale address on the edge of Ganges Village. Extensive improvements include wood floors, designer fireplace, Heat Pump, Designer Blinds, LUXURIOUS bath enhancements and a STUNNING entertainer's kitchen! The essentially single level, open plan provides a unique interaction with the outdoors, with a front sun deck providing an excellent ocean view of Ganges Harbour with boats and planes coming and going, very entertaining. Enjoy a morning coffee and watch the beautiful sunrises. There is also a private & quiet back patio with GARDEN off the master suite. A home of casual elegance with a carefree lifestyle in mind, within walking distance to the town of Ganges and all island amenities. it simply must be seen!
2
Beds
1,620 ft²
Floor area
1989
Year built
Single Family
Type
Salt Spring
Area
Listed
April 9, 2026
Strata $749/mo ($0.46/sqft vs $0.6/sqft norm). Property tax $2757/yr (0.375% of list price vs 0.30% norm). Typical owner in Saltspring Island pays $745/mo (Census 2021).
Nearby & Commute
8 min
walk to Thrifty Foods
1h 19m
bike to Alderlea Station
4h 21m
walk to Alderlea Station
2h 12m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 36%
| Land | 18 | 36.0% |
| Detached | 15 | 30.0% |
| Townhouse | 13 | 26.0% |
| Other | 2 | 4.0% |
| Duplex | 1 | 2.0% |
| Other | 1 | 2.0% |
| Under $5,000 | 5 | 2.2% |
| $10,000 to $14,999 | 5 | 2.2% |
| $20,000 to $24,999 | 10 | 4.3% |
| $25,000 to $29,999 | 10 | 4.3% |
| $30,000 to $34,999 | 10 | 4.3% |
| $35,000 to $39,999 | 5 | 2.2% |
| $40,000 to $44,999 | 5 | 2.2% |
| $45,000 to $49,999 | 10 | 4.3% |
| $50,000 to $59,999 | 20 | 8.7% |
| $60,000 to $69,999 | 25 | 10.9% |
| $70,000 to $79,999 | 20 | 8.7% |
| $80,000 to $89,999 | 10 | 4.3% |
| $90,000 to $99,999 | 15 | 6.5% |
| $100,000 to $124,999 | 35 | 15.2% |
| $125,000 to $149,999 | 15 | 6.5% |
| $150,000 to $199,999 | 20 | 8.7% |
| $200,000 and over | 10 | 4.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,766
Principal and interest
Calculated estimate
$3,399
Property tax
Calculated estimate
$217/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$734,900
Down payment
Calculated estimate
$146,980 (20%)
Estimated mortgage
Calculated estimate
$587,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,766
/mo
Rate
%
Amortization
Principal and interest
$3,399
Property tax (est.)
$217
P&I
Tax
Down payment
$146,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $146,980 down (20%) on $734,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
