#20 – 3242 Cowichan Lake Road
Duncan · V9L4B9
$2,544/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Duncan · V9L4B9
$2,544/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Lovely 'Timberline Grove' Townhome in West Duncan! Don't miss this bright, spacious, and well-maintained 3 Bed/2 Bath Townhome in pet-friendly 'Timberline Grove', offering the ideal blend of comfort and convenience. This nicely updated home offers a spacious, family-friendly layout, a fabulous lower-level flex space, a fully fenced backyard for kids and pets, and a superb location within a lovely complex with no age restrictions. A grocery store is just down the road, and you're only minutes from downtown shopping, restaurants, schools, the hospital, parks, and endless outdoor recreation. Step inside from the covered front porch to a bright open-concept main level with eng wood flooring, new blinds, a UV-screened window, and spacious Living, Dining, and Kitchen areas. The updated Kitchen offers refaced Shaker cabinetry, a new faucet, a butcher block rolling island, built-in microwave, and stainless appliances including a brand-new 'Frigidaire' dishwasher. The Dining Area opens to an east-facing deck overlooking a fully fenced backyard with new sod, rock landscaping, and mature evergreens. Upstairs, the Primary Bedroom features a walk-in closet, second closet, and cheater ensuite access to the 4-piece Bath. Two additional Bedrooms complete the level. The fully finished 555 sqft lower level with 8-foot ceilings includes a huge Family Room with backyard access, ideal as a media room, playroom, teen retreat, or guest space. An under-stair alcove provides room for a desk or storage, while a 3-piece Bath and Laundry Area complete this versatile level. Enjoy carefree living in well-maintained 'Timberline Grove' with reasonable strata fees, new roofs, and recently exterior repainting. Pet-friendly bylaws allow up to 3 cats and 2 dogs. The quiet family setting puts you just minutes to schools, transit, shopping, downtown Duncan, and Cowichan Commons. Visit our website for more info.
3
Beds
1,700 ft²
Floor area
1997
Year built
Single Family
Type
West Duncan
Area
Listed
July 30, 2026
Nearby & Commute
5 min
walk to Country Grocer
9 min
bike to Alderlea Station
31 min
walk to Alderlea Station
2h 51m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 48%
| Detached | 44 | 47.8% |
| Townhouse | 18 | 19.6% |
| Condo / Apartment | 14 | 15.2% |
| Duplex | 7 | 7.6% |
| Land | 4 | 4.3% |
| Other | 5 | 5.4% |
| Under $5,000 | 5 | 1.2% |
| $20,000 to $24,999 | 5 | 1.2% |
| $25,000 to $29,999 | 10 | 2.5% |
| $30,000 to $34,999 | 20 | 4.9% |
| $35,000 to $39,999 | 20 | 4.9% |
| $40,000 to $44,999 | 25 | 6.2% |
| $45,000 to $49,999 | 25 | 6.2% |
| $50,000 to $59,999 | 25 | 6.2% |
| $60,000 to $69,999 | 30 | 7.4% |
| $70,000 to $79,999 | 25 | 6.2% |
| $80,000 to $89,999 | 45 | 11.1% |
| $90,000 to $99,999 | 35 | 8.6% |
| $100,000 to $124,999 | 50 | 12.3% |
| $125,000 to $149,999 | 35 | 8.6% |
| $150,000 to $199,999 | 30 | 7.4% |
| $200,000 and over | 20 | 4.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,544
Principal and interest
Calculated estimate
$2,253
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$487,000
Down payment
Calculated estimate
$97,400 (20%)
Estimated mortgage
Calculated estimate
$389,600
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,544
/mo
Rate
%
Amortization
Principal and interest
$2,253
Property tax (est.)
$142
P&I
Tax
Down payment
$97,400 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $97,400 down (20%) on $487,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.5924 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.