Penticton · V2A1C9
$2,848/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to this tastefully renovated 2 bedroom 1297.00 sq ft townhome, where modern design meets coastal living. Located just a few blocks from Okanagan beach front, this home offers the ultimate blend of comfort and style. With its open-concept layout, high-end finishes, and extreme light-filled spaces, it’s a perfect retreat for those who appreciate the finer things in life. Churchill Avenue is a prime location in Penticton. Just a short stroll to the beach, enjoy your morning or evening walks along water. This home has been updated with premium materials, including sleek hardwood floors, a unique kitchen backsplash, a modern gas fireplace with a wood accent wall, the kitchen and bathrooms have custom cabinetry, and a fantastic living room light fixture . Enjoy the high ceilings and bright skylights on the main floor that create lots of natural light for the primary loft. The open concept on the main floor offers the perfect space for entertaining with the kitchen that leads into the spacious living room onto the patio. From the living room you walk up into the most unique primary loft which is your private retreat with a spacious floor plan, large walk in closet and private ensuite. Enjoy having your own laundry in the suite and take advantage of the 2 parking spots. Monthly strata fee of $454.71
2
Beds
1,296 ft²
Floor area
1981
Year built
Single Family
Type
Main North
Area
Listed
April 1, 2026
$549,000 is 46.8% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
20 min
walk to Quality Greens
1h 4m
bike to Prairie Valley Station
3h 33m
walk to Prairie Valley Station
10h 14m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 42%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,848
Principal and interest
Calculated estimate
$2,539
Property tax
Calculated estimate
$158/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$549,000
Down payment
Calculated estimate
$109,800 (20%)
Estimated mortgage
Calculated estimate
$439,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,848
/mo
Rate
%
Amortization
Principal and interest
$2,539
Property tax (est.)
$158
P&I
Tax
Down payment
$109,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $109,800 down (20%) on $549,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 93 | 41.5% |
| Condo / Apartment | 50 | 22.3% |
| Townhouse | 26 | 11.6% |
| Duplex | 23 | 10.3% |
| Land | 11 | 4.9% |
| Other | 21 | 9.4% |
| $15,000 to $19,999 | 5 | 1.9% |
| $20,000 to $24,999 | 20 | 7.5% |
| $25,000 to $29,999 | 25 | 9.4% |
| $30,000 to $34,999 | 10 | 3.8% |
| $35,000 to $39,999 | 10 | 3.8% |
| $40,000 to $44,999 | 25 | 9.4% |
| $45,000 to $49,999 | 10 | 3.8% |
| $50,000 to $59,999 | 30 | 11.3% |
| $60,000 to $69,999 | 25 | 9.4% |
| $70,000 to $79,999 | 20 | 7.5% |
| $80,000 to $89,999 | 20 | 7.5% |
| $90,000 to $99,999 | 10 | 3.8% |
| $100,000 to $124,999 | 25 | 9.4% |
| $125,000 to $149,999 | 5 | 1.9% |
| $150,000 to $199,999 | 10 | 3.8% |
| $200,000 and over | 15 | 5.7% |
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
