Victoria · V8S4J7
$13,418/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Nestled in a private setting within Victoria’s coveted Gonzales neighborhood, 2018 Romney Road offers a rare mix of modern construction and timeless, traditional charm. Positioned near the Oak Bay border, this meticulously maintained, turn-key home delivers a country-like feel just minutes from the boutique shops, local eateries, and tearooms of Oak Bay Village. Flooded with natural light, the residence captures a premium coastal lifestyle, located a short stroll from the soft sands and calm waters of Gonzales Beach—celebrated as one of the city's finest seaside escapes. Inside, the layout is designed for sophisticated entertaining and daily living, showcasing exceptional craftsmanship with solid red maple flooring, classic archways, and warm fir patio doors. A welcoming entry flows into the formal living and dining rooms, where bay windows with custom bench seats provide sunlit perches. The heart of the home center around a bright kitchen with an eating area opening into a cozy family room. From here, double doors lead to a generous, private patio—ideal for indoor-outdoor living. Prioritizing main-level accessibility, the home hosts a spacious primary bedroom suite with a walk-in closet and full ensuite, alongside a powder room, ample storage, and a separate laundry room with direct access to the attached garage with an EV charging outlet. Upstairs, the landing leads to a highly sought-after second primary bedroom suite, featuring its own walk-in closet and private ensuite. Two additional bedrooms and a full shared bathroom complete the upper level, offering immense versatility for family, guests, or a home office. Outside, the exterior features professionally designed, easy-care perennial gardens providing vibrant beauty with no lawn to mow—an ideal choice for an effortless luxury lifestyle. Whether taking a morning stroll to the beach or enjoying the amenities of the nearby village, this property defines premium West Coast living.
4
Beds
2,945 ft²
Floor area
2002
Year built
Single Family
Type
Fairfield East
Area
Listed
August 13, 2026
Nearby & Commute
18 min
walk to Fairway Market Athlone Court
15 min
bike to Capital City Station
50 min
walk to Capital City Station
3h 54m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 43%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$13,418
Principal and interest
Calculated estimate
$12,484
Property tax
Calculated estimate
$783/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,699,000
Down payment
Calculated estimate
$539,800 (20%)
Estimated mortgage
Calculated estimate
$2,159,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$13,418
/mo
Rate
%
Amortization
Principal and interest
$12,484
Property tax (est.)
$783
P&I
Tax
Down payment
$539,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $539,800 down (20%) on $2,699,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Condo / Apartment | 132 | 42.6% |
| Detached | 115 | 37.1% |
| Townhouse | 34 | 11.0% |
| Land | 12 | 3.9% |
| Duplex | 9 | 2.9% |
| Other | 8 | 2.6% |
| $35,000 to $39,999 | 5 | 3.1% |
| $50,000 to $59,999 | 5 | 3.1% |
| $60,000 to $69,999 | 5 | 3.1% |
| $70,000 to $79,999 | 10 | 6.3% |
| $80,000 to $89,999 | 5 | 3.1% |
| $90,000 to $99,999 | 15 | 9.4% |
| $100,000 to $124,999 | 20 | 12.5% |
| $125,000 to $149,999 | 20 | 12.5% |
| $150,000 to $199,999 | 30 | 18.8% |
| $200,000 and over | 45 | 28.1% |
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.2034 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
