Lumby · V0E2G0
$2,759/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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FREEHOLD ONE-LEVEL LIVING-NO STRATA FEES. Empty Nester, Senior, 1st time home buyer. Updated 1480 sq. ft of one level living. Spacious living/dining room area with large bright windows. A generous kitchen has oak cabinets and an island. The sliding doors lead to the patio with a covered gazebo for privacy and hot tub. 2 bedrooms, 2 bathrooms. The primary bedroom is a great retreat with updated ensuite bathroom with walk-in shower, a walk-in closet and access to backyard thru patio doors. There is a firepit area, fenced backyard, shed/workshop. Laundry room area is convenient and leads you to the extra large double garage with a side entrance & RV parking. Radiant in floor water heating, This is a rancher style home on crawlspace which is accessed from garage. Located in a nice neighbourhood close to all amenities with easy access. Level lot, close to park. walking distance to downtown Lumby and 20 minutes to Vernon. Approximate timing on upgrades: Windows 2023, Roof 2019, HW tank 2017, DW, water softener, stove 2021, fridge 2026, gazebo 2024, hot tub 2025. upgraded LVP flooring, beams & accent wall, ensuite shower, fixtures, fans, toilets Poly B has all been changed out in most of house. Priced well below assessed value. Quick possession available.
2
Beds
1,482 ft²
Floor area
1990
Year built
Single Family
Type
Lumby Valley
Area
Listed
April 22, 2026
$542,000 is 47.5% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
7 min
walk to Super A Foods
4h 7m
bike to Orchard Park Exchange
13h 43m
walk to Orchard Park Exchange
12h 39m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 53%
| Detached | 30 | 52.6% |
| Land | 22 | 38.6% |
| Duplex | 2 | 3.5% |
| Other | 2 | 3.5% |
| Townhouse | 1 | 1.8% |
| $15,000 to $19,999 | 5 | 1.4% |
| $20,000 to $24,999 | 10 | 2.7% |
| $25,000 to $29,999 | 10 | 2.7% |
| $30,000 to $34,999 | 15 | 4.1% |
| $35,000 to $39,999 | 15 | 4.1% |
| $40,000 to $44,999 | 20 | 5.5% |
| $45,000 to $49,999 | 5 | 1.4% |
| $50,000 to $59,999 | 15 | 4.1% |
| $60,000 to $69,999 | 25 | 6.8% |
| $70,000 to $79,999 | 30 | 8.2% |
| $80,000 to $89,999 | 25 | 6.8% |
| $90,000 to $99,999 | 30 | 8.2% |
| $100,000 to $124,999 | 60 | 16.4% |
| $125,000 to $149,999 | 40 | 11.0% |
| $150,000 to $199,999 | 45 | 12.3% |
| $200,000 and over | 15 | 4.1% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,759
Principal and interest
Calculated estimate
$2,451
Property tax
Calculated estimate
$158/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$529,900
Down payment
Calculated estimate
$105,980 (20%)
Estimated mortgage
Calculated estimate
$423,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,759
/mo
Rate
%
Amortization
Principal and interest
$2,451
Property tax (est.)
$158
P&I
Tax
Down payment
$105,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $105,980 down (20%) on $529,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
