Cowichan Bay · V0R1N1
$2,264/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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COASTAL LIVING is effortless in this beautifully updated 1 bedroom, 1 bathroom condo at Cowichan Bay Arms. Enjoy stunning north-facing ocean views from your private balcony, accessible from both the living room and bedroom—perfect for soaking in the peaceful seaside setting. This bright and inviting home features numerous updates, offering a move-in ready space with modern touches throughout. Ideally located just steps from the heart of Cowichan Bay, you can stroll to charming restaurants, shops, and cafes, while still enjoying an easy commute to Duncan or Victoria. The well-maintained building includes shared laundry and a workshop, adding to the convenience and lifestyle appeal. A ductless Washer/Dryer unit could likely be installed in the storage room. The exterior of the building is currently undergoing renovations, including upgrades to the decks and patios, with new railings to be installed soon—enhancing both value and peace of mind for future owners. Whether you're a first-time buyer, downsizer, retiree, or investor, this oceanview condo offers comfort, value, and a relaxed coastal lifestyle.
1
Beds
757 ft²
Floor area
1974
Year built
Single Family
Type
Cowichan Bay
Area
Listed
April 17, 2026
$440,000 is 57.3% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
50 min
walk to Country Grocer
36 min
bike to nearest SkyTrain station
2h 1m
walk to nearest SkyTrain station
2h 50m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 64%
| Detached | 25 | 64.1% |
| Other | 4 | 10.3% |
| Land | 3 | 7.7% |
| Condo / Apartment | 2 | 5.1% |
| Mobile home | 2 | 5.1% |
| Other | 3 | 7.7% |
| $20,000 to $24,999 | 10 | 4.3% |
| $30,000 to $34,999 | 10 | 4.3% |
| $35,000 to $39,999 | 5 | 2.1% |
| $40,000 to $44,999 | 15 | 6.4% |
| $45,000 to $49,999 | 5 | 2.1% |
| $50,000 to $59,999 | 20 | 8.5% |
| $60,000 to $69,999 | 15 | 6.4% |
| $70,000 to $79,999 | 20 | 8.5% |
| $80,000 to $89,999 | 15 | 6.4% |
| $90,000 to $99,999 | 10 | 4.3% |
| $100,000 to $124,999 | 25 | 10.6% |
| $125,000 to $149,999 | 30 | 12.8% |
| $150,000 to $199,999 | 35 | 14.9% |
| $200,000 and over | 20 | 8.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,264
Principal and interest
Calculated estimate
$1,989
Property tax
Calculated estimate
$125/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$430,000
Down payment
Calculated estimate
$86,000 (20%)
Estimated mortgage
Calculated estimate
$344,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,264
/mo
Rate
%
Amortization
Principal and interest
$1,989
Property tax (est.)
$125
P&I
Tax
Down payment
$86,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $86,000 down (20%) on $430,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
