Summerland · V0H1Z1
$5,315/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Experience unparalleled luxury and panoramic lake views in this executive 3-bedroom plus den rancher-style townhome with a basement, located in the coveted Tuscan Terrace community in Summerland! Resting on a hillside overlooking parkland and the sparkling waters of Okanagan Lake, this 3,800+ sq. ft. home offers a front-row seat to one of the most breathtaking vistas in the region. The bright, open floor plan is designed to maximize the view, with oversized doors and windows flooding the space with natural light. Main-floor living includes a spacious living room with a gas fireplace, a chef’s kitchen with granite countertops, newer appliances, and a walk-in pantry, as well as a primary suite, a complete oasis with access to a covered deck to enjoy the stunning scenery, and a 5-piece ensuite bathroom featuring a soaker tub, dual sinks, and glass encased shower, with a huge walk-in closet. The walkout basement features additional bedrooms, a fully-equipped and spacious summer kitchen ideal for guests or in-laws, a media room, and seamless access to outdoor living spaces with a private hot tub and pet-friendly green space! This lakefront gem has all the perks including a huge covered deck, attached garage, complete with an elevator, combining elegance, comfort, and accessibility in one of the most picturesque locations in the Okanagan.
3
Beds
3,850 ft²
Floor area
2009
Year built
Single Family
Type
Lower Town
Area
Listed
August 4, 2026
Nearby & Commute
18 min
walk to IGA
29 min
bike to Prairie Valley Station
1h 36m
walk to Prairie Valley Station
10h 7m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 37%
| Detached | 42 | 37.2% |
| Condo / Apartment | 23 | 20.4% |
| Townhouse | 14 | 12.4% |
| Land | 13 | 11.5% |
| Duplex | 10 | 8.8% |
| Other | 11 | 9.7% |
| $25,000 to $29,999 | 10 | 4.0% |
| $30,000 to $34,999 | 5 | 2.0% |
| $35,000 to $39,999 | 15 | 6.0% |
| $40,000 to $44,999 | 5 | 2.0% |
| $45,000 to $49,999 | 10 | 4.0% |
| $50,000 to $59,999 | 25 | 10.0% |
| $60,000 to $69,999 | 10 | 4.0% |
| $70,000 to $79,999 | 25 | 10.0% |
| $80,000 to $89,999 | 15 | 6.0% |
| $90,000 to $99,999 | 25 | 10.0% |
| $100,000 to $124,999 | 35 | 14.0% |
| $125,000 to $149,999 | 25 | 10.0% |
| $150,000 to $199,999 | 30 | 12.0% |
| $200,000 and over | 15 | 6.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,315
Principal and interest
Calculated estimate
$4,857
Property tax
Calculated estimate
$308/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,050,000
Down payment
Calculated estimate
$210,000 (20%)
Estimated mortgage
Calculated estimate
$840,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,315
/mo
Rate
%
Amortization
Principal and interest
$4,857
Property tax (est.)
$308
P&I
Tax
Down payment
$210,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $210,000 down (20%) on $1,050,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
