Saanich · V9A1L9
$1,946/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Ground-floor 2-bedroom condo in the Cedar Shores complex, offering exceptional value for first-time buyers or investors in Victoria. Unit 212 features a functional floor plan with separated bedrooms for optimal privacy. The interior includes an updated kitchen, a fireplace, in-suite laundry, an assigned parking stall, and separate storage. Maintained as a neutral blank canvas, this home allows buyers to build equity through personal updates rather than paying a premium for a previous owner's choices. The complex provides excellent amenity value, including an indoor pool, hot tub, tennis courts, and a party room. Situated steps from the scenic Gorge Waterway trails, parks, and transit, the location ensures a straightforward, efficient commute to downtown Victoria. A practical, well-positioned property combining affordability with an active lifestyle. Schedule your private viewing today.
2
Beds
869 ft²
Floor area
1981
Year built
Single Family
Type
Gorge
Area
Listed
August 12, 2026
Nearby & Commute
9 min
walk to Fairway Market Gorge Centre
5 min
bike to Railyards
18 min
walk to Railyards
3h 49m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 53%
| Condo / Apartment | 256 | 52.8% |
| Detached | 104 | 21.4% |
| Townhouse | 76 | 15.7% |
| Land | 20 | 4.1% |
| Mobile home | 13 | 2.7% |
| Other | 16 | 3.3% |
| $15,000 to $19,999 | 5 | 1.6% |
| $20,000 to $24,999 | 10 | 3.3% |
| $25,000 to $29,999 | 10 | 3.3% |
| $30,000 to $34,999 | 15 | 4.9% |
| $35,000 to $39,999 | 20 | 6.6% |
| $40,000 to $44,999 | 30 | 9.8% |
| $45,000 to $49,999 | 15 | 4.9% |
| $50,000 to $59,999 | 35 | 11.5% |
| $60,000 to $69,999 | 20 | 6.6% |
| $70,000 to $79,999 | 30 | 9.8% |
| $80,000 to $89,999 | 30 | 9.8% |
| $90,000 to $99,999 | 25 | 8.2% |
| $100,000 to $124,999 | 30 | 9.8% |
| $125,000 to $149,999 | 15 | 4.9% |
| $150,000 to $199,999 | 15 | 4.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,946
Principal and interest
Calculated estimate
$1,688
Property tax
Calculated estimate
$108/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$364,900
Down payment
Calculated estimate
$72,980 (20%)
Estimated mortgage
Calculated estimate
$291,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,946
/mo
Rate
%
Amortization
Principal and interest
$1,688
Property tax (est.)
$108
P&I
Tax
Down payment
$72,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $72,980 down (20%) on $364,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.9383 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
