Lake Cowichan · V0R2G0
$3,835/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to this 2024-built half duplex with legal suite in Lake Cowichan. The main home offers 2 bedrooms, 2 bathrooms, and a versatile den, ideal for families, professionals, or those working from home. The lower level of the main home features a large entry, den, laundry, coat closet, and access to the single-car garage. Upstairs, enjoy open-concept living with a stylish kitchen featuring quartz countertops, a large island, and access to the back deck. The primary bedroom includes an ensuite, while a second bedroom and 4-piece main bath complete the level. The self-contained 1-bedroom, 1-bathroom legal suite has a private entrance, open-concept living, quartz countertops, in-suite laundry, a 3-piece bath, and patio access. Additional features include Hybrid ''lifeproof'' Engineered Wood Resilient Waterproof flooring, heat pumps, garage, and driveway parking for multiple vehicles. Conveniently located within walking distance to town and with easy access to the Cowichan Valley Trail.
3
Beds
1,940 ft²
Floor area
2024
Year built
Single Family
Type
Lake Cowichan
Area
Listed
August 6, 2026
Nearby & Commute
8 min
walk to Country Grocer
1h 55m
bike to Alderlea Station
6h 24m
walk to Alderlea Station
3h 23m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 60%
| Detached | 35 | 60.3% |
| Land | 10 | 17.2% |
| Duplex | 3 | 5.2% |
| Mobile home | 3 | 5.2% |
| Townhouse | 3 | 5.2% |
| Other | 4 | 6.9% |
| $10,000 to $14,999 | 5 | 1.9% |
| $15,000 to $19,999 | 5 | 1.9% |
| $20,000 to $24,999 | 10 | 3.8% |
| $25,000 to $29,999 | 10 | 3.8% |
| $30,000 to $34,999 | 10 | 3.8% |
| $35,000 to $39,999 | 25 | 9.4% |
| $40,000 to $44,999 | 20 | 7.5% |
| $45,000 to $49,999 | 15 | 5.7% |
| $50,000 to $59,999 | 25 | 9.4% |
| $60,000 to $69,999 | 30 | 11.3% |
| $70,000 to $79,999 | 30 | 11.3% |
| $80,000 to $89,999 | 15 | 5.7% |
| $90,000 to $99,999 | 10 | 3.8% |
| $100,000 to $124,999 | 15 | 5.7% |
| $125,000 to $149,999 | 15 | 5.7% |
| $150,000 to $199,999 | 15 | 5.7% |
| $200,000 and over | 10 | 3.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,835
Principal and interest
Calculated estimate
$3,469
Property tax
Calculated estimate
$217/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$749,900
Down payment
Calculated estimate
$149,980 (20%)
Estimated mortgage
Calculated estimate
$599,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,835
/mo
Rate
%
Amortization
Principal and interest
$3,469
Property tax (est.)
$217
P&I
Tax
Down payment
$149,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $149,980 down (20%) on $749,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.2751 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
