West Kelowna · V4T2J5
$1,992/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to Monticello, a highly sought after 55+ community offering comfort, convenience, and lifestyle. This well maintained 2 bed/2 bath suite is over 1,000 sq ft and has south facing mountain views. The open concept layout is bright and inviting, featuring spacious living/dining area and well appointed kitchen with newer stainless steel appliances and reverse osmosis filtration system. French doors lead to versatile second bedroom, perfect as a guest room, office, or hobby space. Oversized primary bedroom includes walk in closet and full 4 piece ensuite. Additional highlights include in-suite laundry with newer washer/dryer, plus numerous recent upgrades: A/C unit, vinyl plank flooring, fresh paint, updated cabinetry, countertops, faucets, lighting, ceiling fans, appliances. Residents enjoy premium on-site amenities including clubhouse, workshop, community garden, RV parking, and two rentable guest suites. There is one secure parking stall conveniently located near the elevator and a storage locker. Pet friendly (1 dog or cat up to 20 lbs). Current monthly strata fees are $391.61. Centrally located within walking distance to shopping, restaurants, transit, regional park with creek and hiking trails, new civic centre/library, medical/dental services, and more!! Monticello offers everything you need right at your doorstep.
2
Beds
1,029 ft²
Floor area
1997
Year built
Single Family
Type
Westbank Centre
Area
Listed
April 14, 2026
$399,900 is 61.2% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
7 min
walk to Save-On-Foods
3 min
bike to West Kelowna
11 min
walk to West Kelowna
10h 20m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 36%
| Condo / Apartment | 111 | 35.6% |
| Detached | 80 | 25.6% |
| Mobile home | 49 | 15.7% |
| Townhouse | 25 | 8.0% |
| Duplex | 22 | 7.1% |
| Other | 25 | 8.0% |
| Under $5,000 | 5 | 0.8% |
| $5,000 to $9,999 | 5 | 0.8% |
| $10,000 to $14,999 | 5 | 0.8% |
| $15,000 to $19,999 | 20 | 3.4% |
| $20,000 to $24,999 | 55 | 9.2% |
| $25,000 to $29,999 | 35 | 5.9% |
| $30,000 to $34,999 | 45 | 7.6% |
| $35,000 to $39,999 | 40 | 6.7% |
| $40,000 to $44,999 | 25 | 4.2% |
| $45,000 to $49,999 | 40 | 6.7% |
| $50,000 to $59,999 | 65 | 10.9% |
| $60,000 to $69,999 | 70 | 11.8% |
| $70,000 to $79,999 | 50 | 8.4% |
| $80,000 to $89,999 | 45 | 7.6% |
| $90,000 to $99,999 | 15 | 2.5% |
| $100,000 to $124,999 | 45 | 7.6% |
| $125,000 to $149,999 | 15 | 2.5% |
| $150,000 to $199,999 | 10 | 1.7% |
| $200,000 and over | 5 | 0.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,992
Principal and interest
Calculated estimate
$1,734
Property tax
Calculated estimate
$108/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$374,900
Down payment
Calculated estimate
$74,980 (20%)
Estimated mortgage
Calculated estimate
$299,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,992
/mo
Rate
%
Amortization
Principal and interest
$1,734
Property tax (est.)
$108
P&I
Tax
Down payment
$74,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $74,980 down (20%) on $374,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.6296 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
