Victoria · V8V4Z2
$3,978/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Discover the essence of James Bay living in Polo Pacific, a boutique residence that embodies coastal sophistication just steps from Victoria’s iconic landmarks. This impressive 2-bedroom, 2-bathroom home spans more than 1,000 sq. ft. and captures the relaxed elegance that defines life by the harbour. Natural light floods the interior through expansive windows, creating a bright and inviting atmosphere. Step onto your west-facing balcony to savour the glow of evening sunsets. The kitchen offers generous counter space and a welcoming eat-in nook, while the separate dining room sets the stage for festive occasions or can easily serve as a versatile home office. The primary bedroom is a peaceful retreat, complete with a walk-in closet and 3-piece ensuite. Everyday comfort is enhanced by in-suite laundry, secure underground parking, a storage locker, and pet-friendly living. Strata fees include gas and hot water, and two guest suites provide a convenient stay for visiting family and friends. Just one block from the Parliament Buildings, this home is nestled in the heart of Victoria’s most coveted neighbourhood. Stroll to Beacon Hill Park, Fisherman’s Wharf, or the Inner Harbour in minutes, and enjoy the cafés, galleries, and markets that give James Bay its unmistakable coastal charm.
2
Beds
1,054 ft²
Floor area
1995
Year built
Single Family
Type
James Bay
Area
Listed
August 13, 2026
Nearby & Commute
7 min
walk to Red Barn Market
1 min
bike to FRS Clipper
3 min
walk to FRS Clipper
3h 54m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 66%
| Condo / Apartment | 348 | 65.8% |
| Detached | 85 | 16.1% |
| Townhouse | 61 | 11.5% |
| Duplex | 12 | 2.3% |
| Land | 11 | 2.1% |
| Other | 12 | 2.3% |
| Under $5,000 | 5 | 0.9% |
| $5,000 to $9,999 | 5 | 0.9% |
| $15,000 to $19,999 | 25 | 4.5% |
| $20,000 to $24,999 | 50 | 9.0% |
| $25,000 to $29,999 | 40 | 7.2% |
| $30,000 to $34,999 | 15 | 2.7% |
| $35,000 to $39,999 | 25 | 4.5% |
| $40,000 to $44,999 | 30 | 5.4% |
| $45,000 to $49,999 | 25 | 4.5% |
| $50,000 to $59,999 | 45 | 8.1% |
| $60,000 to $69,999 | 50 | 9.0% |
| $70,000 to $79,999 | 30 | 5.4% |
| $80,000 to $89,999 | 35 | 6.3% |
| $90,000 to $99,999 | 25 | 4.5% |
| $100,000 to $124,999 | 55 | 9.9% |
| $125,000 to $149,999 | 35 | 6.3% |
| $150,000 to $199,999 | 35 | 6.3% |
| $200,000 and over | 25 | 4.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,978
Principal and interest
Calculated estimate
$3,603
Property tax
Calculated estimate
$225/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$779,000
Down payment
Calculated estimate
$155,800 (20%)
Estimated mortgage
Calculated estimate
$623,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,978
/mo
Rate
%
Amortization
Principal and interest
$3,603
Property tax (est.)
$225
P&I
Tax
Down payment
$155,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $155,800 down (20%) on $779,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.2034 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
