Salt Spring · V8K1R7
$4,842/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Mortgage Helper & Move-in Ready! This 5 bed/3 bath home has upgrades throughout. including a newer roof, hot water tank (HWT), and a propane furnace.Step outside to enjoy over 1,200 sq. ft. of decking, partially covered for year-round enjoyment and perfect for entertaining. The lower level boasts a separate entrance and offers incredible potential for multigenerational living, a home-based business, or guest accommodations. . The expansive fenced backyard is a peaceful retreat—ideal for gardening enthusiasts or simply relaxing in nature. Situated in a unique island subdivision with its own community water and sewer system, this home offers the best of both privacy and convenience. You’ll be just a short walk to the ocean and beaches, with close proximity to the lake, new restaurants, Elementary School, and public transit. Only minutes to the vibrant shops and services of Ganges Village. Don’t miss this rare opportunity to own this versatile, turn-key home.
5
Beds
2,774 ft²
Floor area
1974
Year built
Single Family
Type
Salt Spring
Area
Listed
May 1, 2026
$998,000 is 3.2% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 20m
walk to Country Grocer
1h 23m
bike to Alderlea Station
4h 37m
walk to Alderlea Station
2h 4m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 69%
| Detached | 22 | 68.8% |
| Land | 6 | 18.8% |
| Other | 3 | 9.4% |
| Duplex | 1 | 3.1% |
| $15,000 to $19,999 | 10 | 4.7% |
| $20,000 to $24,999 | 5 | 2.3% |
| $25,000 to $29,999 | 10 | 4.7% |
| $30,000 to $34,999 | 10 | 4.7% |
| $40,000 to $44,999 | 15 | 7.0% |
| $45,000 to $49,999 | 10 | 4.7% |
| $50,000 to $59,999 | 25 | 11.6% |
| $60,000 to $69,999 | 15 | 7.0% |
| $70,000 to $79,999 | 20 | 9.3% |
| $80,000 to $89,999 | 15 | 7.0% |
| $90,000 to $99,999 | 15 | 7.0% |
| $100,000 to $124,999 | 20 | 9.3% |
| $125,000 to $149,999 | 15 | 7.0% |
| $150,000 to $199,999 | 20 | 9.3% |
| $200,000 and over | 10 | 4.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,842
Principal and interest
Calculated estimate
$4,417
Property tax
Calculated estimate
$275/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$955,000
Down payment
Calculated estimate
$191,000 (20%)
Estimated mortgage
Calculated estimate
$764,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,842
/mo
Rate
%
Amortization
Principal and interest
$4,417
Property tax (est.)
$275
P&I
Tax
Down payment
$191,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $191,000 down (20%) on $955,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
