Merritt · V1K1J8
$3,495/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Rare 0.5-acre find in city limits with SUBDIVISION POTENTIAL! This substantially renovated family home sits on a landscaped lot in a desirable neighborhood, just minutes to downtown, parks, trails, golf course, and shops. Renovated in 2024–2025, the main floor features a dream Mill Creek kitchen with quartz counters, soft-close cabinetry, pot & motion sensor lighting, cozy breakfast nook, and high-end appliances incl. Thor 36” 6-burner gas range with convection oven and Frigidaire Gallery refrigerator & dishwasher. Bright living room fits a lg sectional, French doors off dining lead to a 20x28 deck with views of the Nicola River green space. Three bedrooms on main, 3-pc bath with built-ins, and primary with 4-pc ensuite. Finished basement offers a large family room with fireplace*, summer kitchen, guest suite w/ electric fireplace and walk thru closet with built-ins, 4-pc bath, hobby room, mudroom, and storage. Updates include 3/4” white birch hardwood, vinyl plank/tile flooring, vinyl windows and new HWT (2024). Roof (2015), 4” eavestroughs, single garage with opener, 8x12 shed, 13x14 concrete picnic patio with firepit, and fenced lot with back lane access. Park-like yard just steps to the river for summer floats. Move-in ready! *Fireplace previously had wood insert and chimney should be inspected before use. *Buyer to confirm subdivision potential with City of Merritt. *All measurements approximate. Verify if deemed important.
4
Beds
2,698 ft²
Floor area
1974
Year built
Single Family
Type
Merritt
Area
Listed
September 8, 2025
$699,000 is 32.2% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
18 min
walk to Save-On-Foods
5h 21m
bike to Ebus
17h 49m
walk to Ebus
7h 40m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 50%
| Detached | 70 | 50.4% |
| Land | 44 | 31.7% |
| Townhouse | 8 | 5.8% |
| Mobile home | 6 | 4.3% |
| Other | 5 | 3.6% |
| Other | 6 | 4.3% |
| $10,000 to $14,999 | 5 | 2.6% |
| $15,000 to $19,999 | 15 | 7.7% |
| $20,000 to $24,999 | 25 | 12.8% |
| $25,000 to $29,999 | 5 | 2.6% |
| $30,000 to $34,999 | 5 | 2.6% |
| $35,000 to $39,999 | 15 | 7.7% |
| $40,000 to $44,999 | 15 | 7.7% |
| $45,000 to $49,999 | 10 | 5.1% |
| $50,000 to $59,999 | 15 | 7.7% |
| $60,000 to $69,999 | 15 | 7.7% |
| $70,000 to $79,999 | 5 | 2.6% |
| $80,000 to $89,999 | 5 | 2.6% |
| $90,000 to $99,999 | 5 | 2.6% |
| $100,000 to $124,999 | 25 | 12.8% |
| $125,000 to $149,999 | 15 | 7.7% |
| $150,000 to $199,999 | 10 | 5.1% |
| $200,000 and over | 5 | 2.6% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,495
Principal and interest
Calculated estimate
$3,145
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$679,900
Down payment
Calculated estimate
$135,980 (20%)
Estimated mortgage
Calculated estimate
$543,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,495
/mo
Rate
%
Amortization
Principal and interest
$3,145
Property tax (est.)
$200
P&I
Tax
Down payment
$135,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $135,980 down (20%) on $679,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
