Salmon Arm · V1E2N2
$4,420/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Contemporary 2019 Two-Storey Home with Legal Walk-Out Basement Suite. Located in desirable Hillcrest Heights, just off 20th Street SE & next to Hillcrest Elem School, this contemporary two storey home offers exceptional versatility with a fully finished, legal two bedrm walk-out basement suite. The bright, open-concept main floor features a spacious living room with fireplace & vaulted ceiling, open galley style kitchen with pantry & dining area with access to a covered outdoor deck. Main-floor den can be a 6th Bedrm, full bthrm add convenience and flexibility. Upstairs, Master includes a full ensuite and walk-in closet, complemented by two additional bedrooms & another full bathroom. Lower level is designed for max functionality, offering a family room or another additional bedrm space for the main home, (could have 5 bdrm) plus a separate, fully finished 2 bedrm legal suite with its own entrance & laundry. Double attached garage includes a separate heated shop are; ideal for a home based business, hobbyist, or extra storage. The property is R8 zoned for the legal suite, features two separate electrical meters, and was built to City standards for legal suites. The home is covered by New Home Warranty until 2029 and includes two complete sets of appliances, including an impressive side-by-side refrigerator/freezer on the main floor and laundry facilities on both levels. The upper level is vacant for August 31st and the lower level is fully rented for $1500/mo. Virtual tour.
5
Beds
3,096 ft²
Floor area
2019
Year built
Single Family
Type
SE Salmon Arm
Area
Listed
August 13, 2026
Nearby & Commute
31 min
walk to Askew's Foods - Uptown Salmon Arm
3h 45m
bike to Orient Chair Top Station
12h 29m
walk to Orient Chair Top Station
12h 41m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 47%
| Detached | 73 | 46.8% |
| Land | 26 | 16.7% |
| Townhouse | 19 | 12.2% |
| Condo / Apartment | 18 | 11.5% |
| Other | 9 | 5.8% |
| Other | 11 | 7.1% |
| $20,000 to $24,999 | 10 | 3.8% |
| $25,000 to $29,999 | 10 | 3.8% |
| $30,000 to $34,999 | 10 | 3.8% |
| $35,000 to $39,999 | 15 | 5.8% |
| $40,000 to $44,999 | 15 | 5.8% |
| $45,000 to $49,999 | 10 | 3.8% |
| $50,000 to $59,999 | 25 | 9.6% |
| $60,000 to $69,999 | 15 | 5.8% |
| $70,000 to $79,999 | 20 | 7.7% |
| $80,000 to $89,999 | 20 | 7.7% |
| $90,000 to $99,999 | 20 | 7.7% |
| $100,000 to $124,999 | 20 | 7.7% |
| $125,000 to $149,999 | 25 | 9.6% |
| $150,000 to $199,999 | 30 | 11.5% |
| $200,000 and over | 15 | 5.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,420
Principal and interest
Calculated estimate
$4,020
Property tax
Calculated estimate
$250/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$869,000
Down payment
Calculated estimate
$173,800 (20%)
Estimated mortgage
Calculated estimate
$695,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,420
/mo
Rate
%
Amortization
Principal and interest
$4,020
Property tax (est.)
$250
P&I
Tax
Down payment
$173,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $173,800 down (20%) on $869,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.1444 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
