Central Saanich · V8M0C2
$4,897/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to Timber Ridge! Built in 2019, this 3-bed, 3-bath detached home offers a rare opportunity to own a newer single-family home on the Peninsula for under $1M. Move-in ready with a functional floor plan in a quiet neighborhood, this home features a heat pump with air conditioning, natural gas service, and modern construction for low-maintenance living. The spacious driveway accommodates up to 4 vehicles, providing plenty of off-street parking. Conveniently located with quick access to Hwy 17, making commuting to Victoria, the airport, ferries, and the Westshore simple. Close to shopping, restaurants, parks, schools, public transit, and everyday amenities. Ideal for first-time buyers, families, downsizers, or anyone looking for a newer home in a convenient location without the maintenance of an older property. A great combination of value, location and convenience. Don’t miss out, and book your showing today!
3
Beds
1,500 ft²
Floor area
2019
Year built
Single Family
Type
Saanichton
Area
Listed
July 28, 2026
Nearby & Commute
9 min
walk to Silver Rill Corn & Produce Market
1h 13m
bike to Selkirk Landing
4h 4m
walk to Selkirk Landing
3h 15m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 41%
| Condo / Apartment | 37 | 40.7% |
| Detached | 22 | 24.2% |
| Mobile home | 17 | 18.7% |
| Townhouse | 10 | 11.0% |
| Land | 3 | 3.3% |
| Other | 2 | 2.2% |
| Under $5,000 | 5 | 0.9% |
| $15,000 to $19,999 | 10 | 1.9% |
| $20,000 to $24,999 | 10 | 1.9% |
| $25,000 to $29,999 | 5 | 0.9% |
| $30,000 to $34,999 | 5 | 0.9% |
| $35,000 to $39,999 | 10 | 1.9% |
| $40,000 to $44,999 | 10 | 1.9% |
| $45,000 to $49,999 | 10 | 1.9% |
| $50,000 to $59,999 | 40 | 7.5% |
| $60,000 to $69,999 | 20 | 3.8% |
| $70,000 to $79,999 | 35 | 6.6% |
| $80,000 to $89,999 | 20 | 3.8% |
| $90,000 to $99,999 | 35 | 6.6% |
| $100,000 to $124,999 | 80 | 15.1% |
| $125,000 to $149,999 | 85 | 16.0% |
| $150,000 to $199,999 | 90 | 17.0% |
| $200,000 and over | 60 | 11.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,897
Principal and interest
Calculated estimate
$4,464
Property tax
Calculated estimate
$283/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$965,000
Down payment
Calculated estimate
$193,000 (20%)
Estimated mortgage
Calculated estimate
$772,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,897
/mo
Rate
%
Amortization
Principal and interest
$4,464
Property tax (est.)
$283
P&I
Tax
Down payment
$193,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $193,000 down (20%) on $965,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.7112 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
