Merritt · V0K1Y0
$3,565/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Tucked away on a quiet street in Lower Nicola, this cherished long-time family home offers space, privacy, and a peaceful setting that’s hard to find. Situated on a generous half-acre lot, the property features a large detached double garage/shop, additional storage sheds, a tool shed, established garden area, fruit trees, and a fenced yard, creating a private outdoor space with plenty of room for hobbies, gardening, and outdoor enjoyment. The home offers 4 bedrooms and 2 bathrooms and has been lovingly maintained by the same family over the years. Bright and inviting throughout, it includes a covered rear deck perfect for relaxing and taking in the quiet surroundings. A covered carport provides additional sheltered parking, with plenty of extra space for RVs & recreational vehicles. Ideally located, this property is just a short drive to local conveniences including a school, gas station, convenience store, and restaurant, offering the perfect balance of rural living with nearby amenities. Connected to the Lower Nicola community water system and complemented by a shallow well for outdoor irrigation, this property blends practicality with country charm. Now ready for its next chapter, this home welcomes a new family to move in and make it their own. Call the listing agent to book your private showing or for more information.
4
Beds
1,920 ft²
Floor area
1977
Year built
Single Family
Type
Merritt
Area
Listed
May 12, 2026
$715,000 is 30.7% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
2h 9m
walk to Save-On-Foods
5h 23m
bike to Ebus
17h 55m
walk to Ebus
7h 30m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 62%
| Detached | 41 | 62.1% |
| Land | 10 | 15.2% |
| Mobile home | 7 | 10.6% |
| Other | 3 | 4.5% |
| Townhouse | 3 | 4.5% |
| Other | 2 | 3.0% |
| Under $5,000 | 5 | 1.8% |
| $10,000 to $14,999 | 5 | 1.8% |
| $20,000 to $24,999 | 15 | 5.4% |
| $25,000 to $29,999 | 10 | 3.6% |
| $30,000 to $34,999 | 20 | 7.1% |
| $35,000 to $39,999 | 10 | 3.6% |
| $40,000 to $44,999 | 10 | 3.6% |
| $45,000 to $49,999 | 10 | 3.6% |
| $50,000 to $59,999 | 20 | 7.1% |
| $60,000 to $69,999 | 20 | 7.1% |
| $70,000 to $79,999 | 20 | 7.1% |
| $80,000 to $89,999 | 10 | 3.6% |
| $90,000 to $99,999 | 15 | 5.4% |
| $100,000 to $124,999 | 30 | 10.7% |
| $125,000 to $149,999 | 20 | 7.1% |
| $150,000 to $199,999 | 40 | 14.3% |
| $200,000 and over | 20 | 7.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,565
Principal and interest
Calculated estimate
$3,215
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$695,000
Down payment
Calculated estimate
$139,000 (20%)
Estimated mortgage
Calculated estimate
$556,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,565
/mo
Rate
%
Amortization
Principal and interest
$3,215
Property tax (est.)
$200
P&I
Tax
Down payment
$139,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $139,000 down (20%) on $695,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
