Summerland · V0H1Z4
$4,768/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Ideally situated in one of Summerland's most desirable communities, just moments from beaches, parks, schools, award-winning wineries, and everyday amenities, this exceptional property offers the perfect blend of luxury, lifestyle, and long-term investment potential. This beautifully renovated home showcases outstanding craftsmanship, timeless design, and meticulous attention to detail. Set on a 0.20-acre lot, the impeccably maintained residence features premium finishes throughout, including custom solid black walnut cabinetry, hand-scraped engineered hardwood flooring, heated tile floors, coffered ceilings, crown molding, designer lighting, and elegant built-in cabinetry. The gourmet kitchen features Alaskan White granite countertops, a gas cooktop, built-in wall oven, beverage fridge, and an abundance of custom cabinetry. The thoughtfully designed main level offers a spacious primary bedroom, a beautifully appointed full bathroom, and a customized laundry room with convenient outdoor access. Step outside to your private backyard oasis, complete with mature trees, a low-maintenance composite deck, a hot tub, and 2 natural gas hookups, creating the ideal setting for relaxing or hosting family and friends. Adding exceptional value is the detached approximately 500 sf garage, already serviced for a potential carriage home, presenting an outstanding opportunity for future rental income, guest accommodations, or multi-generational living (subject to municipal approvals).
3
Beds
1,964 ft²
Floor area
1964
Year built
Single Family
Type
Trout Creek
Area
Listed
July 14, 2026
Nearby & Commute
1h 1m
walk to IGA
34 min
bike to Prairie Valley Station
1h 55m
walk to Prairie Valley Station
10h 9m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 67%
| Detached | 26 | 66.7% |
| Land | 5 | 12.8% |
| Farm | 4 | 10.3% |
| Duplex | 3 | 7.7% |
| Other | 1 | 2.6% |
| $20,000 to $24,999 | 5 | 2.0% |
| $25,000 to $29,999 | 10 | 4.1% |
| $35,000 to $39,999 | 5 | 2.0% |
| $40,000 to $44,999 | 10 | 4.1% |
| $45,000 to $49,999 | 5 | 2.0% |
| $50,000 to $59,999 | 15 | 6.1% |
| $60,000 to $69,999 | 15 | 6.1% |
| $70,000 to $79,999 | 10 | 4.1% |
| $80,000 to $89,999 | 10 | 4.1% |
| $90,000 to $99,999 | 15 | 6.1% |
| $100,000 to $124,999 | 35 | 14.3% |
| $125,000 to $149,999 | 20 | 8.2% |
| $150,000 to $199,999 | 40 | 16.3% |
| $200,000 and over | 50 | 20.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,768
Principal and interest
Calculated estimate
$4,343
Property tax
Calculated estimate
$275/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$939,000
Down payment
Calculated estimate
$187,800 (20%)
Estimated mortgage
Calculated estimate
$751,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,768
/mo
Rate
%
Amortization
Principal and interest
$4,343
Property tax (est.)
$275
P&I
Tax
Down payment
$187,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $187,800 down (20%) on $939,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
