Lake Cowichan · V0R2G0
$3,472/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Live where summer feels like a vacation! Tucked away on a quiet street in the heart of Lake Cowichan, this spacious 5-bedroom, 2-bathroom home is just a short walk from schools, shops, trails and the lake. The bright, welcoming main level features hardwood floors, a generous living and dining area, a functional kitchen, two bedrooms, with the option to convert back to three, a full bathroom, laundry and convenient garage access. Downstairs offers exceptional flexibility with three additional bedrooms, a large rec room and a separate entrance. It’s an ideal setup for teens, extended family or guests, with potential to add a suite for rental income or multi-generational living (buyer to verify with the Town of Lake Cowichan). Outside, the sunny, fully fenced 0.17-acre yard offers plenty of room for kids, pets and gardening, with low-maintenance landscaping that leaves more time to enjoy the lake. The impressive 436 sq ft garage, with ceilings nearly 12 feet high, provides excellent space for a workshop, storage and all your summer toys. Lake Cowichan is known for its beautiful, clean lake and relaxed community atmosphere. Spend sunny days swimming, boating, paddling or at the beach, float the Cowichan River, explore nearby trails, and enjoy local events and summer concerts. With plenty of space, flexible living options and year-round recreation just minutes away, this is a home where lake living and summertime fun come naturally.
5
Beds
2,365 ft²
Floor area
1992
Year built
Single Family
Type
Lake Cowichan
Area
Listed
April 8, 2026
$699,900 is 32.1% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
14 min
walk to Country Grocer
1h 52m
bike to Alderlea Station
6h 13m
walk to Alderlea Station
3h 23m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 59%
| Detached | 35 | 59.3% |
| Land | 11 | 18.6% |
| Duplex | 3 | 5.1% |
| Mobile home | 3 | 5.1% |
| Townhouse | 3 | 5.1% |
| Other | 4 | 6.8% |
| $20,000 to $24,999 | 10 | 5.6% |
| $30,000 to $34,999 | 5 | 2.8% |
| $35,000 to $39,999 | 5 | 2.8% |
| $40,000 to $44,999 | 5 | 2.8% |
| $45,000 to $49,999 | 5 | 2.8% |
| $50,000 to $59,999 | 30 | 16.7% |
| $60,000 to $69,999 | 25 | 13.9% |
| $70,000 to $79,999 | 10 | 5.6% |
| $80,000 to $89,999 | 10 | 5.6% |
| $90,000 to $99,999 | 10 | 5.6% |
| $100,000 to $124,999 | 20 | 11.1% |
| $125,000 to $149,999 | 15 | 8.3% |
| $150,000 to $199,999 | 20 | 11.1% |
| $200,000 and over | 10 | 5.6% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,472
Principal and interest
Calculated estimate
$3,122
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$675,000
Down payment
Calculated estimate
$135,000 (20%)
Estimated mortgage
Calculated estimate
$540,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,472
/mo
Rate
%
Amortization
Principal and interest
$3,122
Property tax (est.)
$200
P&I
Tax
Down payment
$135,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $135,000 down (20%) on $675,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.2751 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
