Procter · V1L0B5
$2,535/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Tucked away on a private and peaceful 1-acre parcel just steps from the stunning shores of Kootenay Lake, this charming property offers the perfect blend of space, functionality, and Kootenay lifestyle. Located in the quaint lakeside community of Procter, you’ll enjoy a quiet setting with easy access to beaches, trails, and the welcoming local community. The home features 3 bedrooms and 1 bathroom, with a comfortable and practical layout that works beautifully for families. A cozy wood-burning fireplace creates a warm, inviting atmosphere, perfect for relaxing after a day outdoors. A major renovation and addition completed in 2011 adds to the home’s comfort and functionality. Outside, the fully fenced, flat yard provides plenty of usable space for kids, pets, gardening, or simply enjoying the fresh mountain air. A standout feature is the impressive 22x22 workshop, built in 2015, offering ample storage, hobby space, or room for projects, complete with an upper-level studio ideal for a private guest oasis, home office or creative space. Whether you’re looking for a full-time residence or a peaceful retreat near the lake, this property offers privacy, versatility, and that sought-after Kootenay charm, all just minutes from Procter and the water!
3
Beds
1,494 ft²
Floor area
1974
Year built
Single Family
Type
Harrop/Procter
Area
Listed
April 16, 2026
$499,000 is 51.6% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
7h 6m
walk to Safeway
2h 5m
bike to Lakeside Park
6h 57m
walk to Lakeside Park
17h 53m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 48%
| Detached | 13 | 48.1% |
| Land | 11 | 40.7% |
| Mobile home | 2 | 7.4% |
| Other | 1 | 3.7% |
| Under $5,000 | 5 | 2.0% |
| $15,000 to $19,999 | 10 | 3.9% |
| $20,000 to $24,999 | 15 | 5.9% |
| $25,000 to $29,999 | 10 | 3.9% |
| $30,000 to $34,999 | 5 | 2.0% |
| $35,000 to $39,999 | 10 | 3.9% |
| $40,000 to $44,999 | 15 | 5.9% |
| $45,000 to $49,999 | 15 | 5.9% |
| $50,000 to $59,999 | 20 | 7.8% |
| $60,000 to $69,999 | 20 | 7.8% |
| $70,000 to $79,999 | 25 | 9.8% |
| $80,000 to $89,999 | 15 | 5.9% |
| $90,000 to $99,999 | 15 | 5.9% |
| $100,000 to $124,999 | 30 | 11.8% |
| $125,000 to $149,999 | 20 | 7.8% |
| $150,000 to $199,999 | 15 | 5.9% |
| $200,000 and over | 10 | 3.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,535
Principal and interest
Calculated estimate
$2,243
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$485,000
Down payment
Calculated estimate
$97,000 (20%)
Estimated mortgage
Calculated estimate
$388,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,535
/mo
Rate
%
Amortization
Principal and interest
$2,243
Property tax (est.)
$142
P&I
Tax
Down payment
$97,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $97,000 down (20%) on $485,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
