Mill Bay · V0R2P0
$6,515/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Tucked away on a private 0.88-acre lot in the heart of Mill Bay, this distinctive West Coast home offers beautiful ocean views, exceptional privacy, and nearly 3,000 sq. ft. of living space. Warm wood accents, vaulted ceilings, and large windows create a welcoming atmosphere filled with natural light. The functional 3-bedroom, 3-bathroom layout includes spacious living areas, a feature fireplace, and multiple decks, including a rooftop deck perfect for enjoying warm summer evenings. Outside, the property is a gardener's paradise, with mature landscaping, fruit trees, grapevines, and towering cedars that create a peaceful, park-like setting. A detached studio provides excellent flexibility for hobbies, a home office, or a creative space. To top it all off, there is a hot tub under the enclosed lower deck, and plenty of parking, including multiple garage spaces. Conveniently located just minutes from Mill Bay amenities, marinas, schools, and commuter routes to Victoria, this is a rare opportunity to enjoy the West Coast lifestyle on a beautifully established property.
3
Beds
2,745 ft²
Floor area
1983
Year built
Single Family
Type
Mill Bay
Area
Listed
June 24, 2026
Nearby & Commute
25 min
walk to Thrifty Foods
1h 31m
bike to nearest SkyTrain station
5h 2m
walk to nearest SkyTrain station
3h 7m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 81%
| Detached | 25 | 80.6% |
| Mobile home | 3 | 9.7% |
| Land | 2 | 6.5% |
| Condo / Apartment | 1 | 3.2% |
| $15,000 to $19,999 | 5 | 1.6% |
| $20,000 to $24,999 | 5 | 1.6% |
| $25,000 to $29,999 | 5 | 1.6% |
| $30,000 to $34,999 | 10 | 3.3% |
| $40,000 to $44,999 | 5 | 1.6% |
| $45,000 to $49,999 | 5 | 1.6% |
| $50,000 to $59,999 | 20 | 6.6% |
| $60,000 to $69,999 | 15 | 4.9% |
| $70,000 to $79,999 | 20 | 6.6% |
| $80,000 to $89,999 | 20 | 6.6% |
| $90,000 to $99,999 | 15 | 4.9% |
| $100,000 to $124,999 | 45 | 14.8% |
| $125,000 to $149,999 | 40 | 13.1% |
| $150,000 to $199,999 | 50 | 16.4% |
| $200,000 and over | 45 | 14.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,515
Principal and interest
Calculated estimate
$5,990
Property tax
Calculated estimate
$375/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,295,000
Down payment
Calculated estimate
$259,000 (20%)
Estimated mortgage
Calculated estimate
$1,036,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,515
/mo
Rate
%
Amortization
Principal and interest
$5,990
Property tax (est.)
$375
P&I
Tax
Down payment
$259,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $259,000 down (20%) on $1,295,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
