Lumby · V0E2G5
$4,331/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Exceptional value with income potential in one of Lumby’s most desirable, quiet locations! Enjoy privacy, beautiful valley views, and a low-maintenance yard while maximizing the flexibility of this thoughtfully designed home. The main home offers a functional layout with beautiful tile work, generous storage, and direct access to the double garage. Upstairs are 3 spacious bedrooms and 2 full bathrooms, including a generous primary retreat with the convenience of laundry right in the walk-in closet. The real standout is the fully self-contained 1-bedroom + office basement suite, offering soaring vaulted ceilings, large daylight windows, its own laundry, and a bright, spacious feel that is anything but below grade. The suite is an exceptional mortgage helper and currently rents for approximately $2,200–$2,400/month, making this a fantastic opportunity for buyers looking to offset their mortgage or create additional income. Need even more space? Above the garage is a versatile flex area with an additional bedroom—perfect for guests, an older child, home office, studio, or extended family while maintaining separation and privacy. With 4 additional parking spaces by the road, a private yard, valley views, and multiple living options, this home is ideal for investors, first-time buyers, or families looking for multigenerational living without sacrificing independence.Live comfortably, generate income, and enjoy exceptional value in one of Lumby’s premier neighbourhoods.
5
Beds
4,557 ft²
Floor area
2010
Year built
Single Family
Type
Lumby Valley
Area
Listed
March 12, 2026
$919,900 is 10.8% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
19 min
walk to Super A Foods
4h 11m
bike to Orchard Park Exchange
13h 56m
walk to Orchard Park Exchange
12h 40m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 53%
| Detached | 29 | 52.7% |
| Land | 21 | 38.2% |
| Duplex | 2 | 3.6% |
| Other | 2 | 3.6% |
| Townhouse | 1 | 1.8% |
| $15,000 to $19,999 | 5 | 1.4% |
| $20,000 to $24,999 | 10 | 2.7% |
| $25,000 to $29,999 | 10 | 2.7% |
| $30,000 to $34,999 | 15 | 4.1% |
| $35,000 to $39,999 | 15 | 4.1% |
| $40,000 to $44,999 | 20 | 5.5% |
| $45,000 to $49,999 | 5 | 1.4% |
| $50,000 to $59,999 | 15 | 4.1% |
| $60,000 to $69,999 | 25 | 6.8% |
| $70,000 to $79,999 | 30 | 8.2% |
| $80,000 to $89,999 | 25 | 6.8% |
| $90,000 to $99,999 | 30 | 8.2% |
| $100,000 to $124,999 | 60 | 16.4% |
| $125,000 to $149,999 | 40 | 11.0% |
| $150,000 to $199,999 | 45 | 12.3% |
| $200,000 and over | 15 | 4.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,331
Principal and interest
Calculated estimate
$3,931
Property tax
Calculated estimate
$250/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$849,900
Down payment
Calculated estimate
$169,980 (20%)
Estimated mortgage
Calculated estimate
$679,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,331
/mo
Rate
%
Amortization
Principal and interest
$3,931
Property tax (est.)
$250
P&I
Tax
Down payment
$169,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $169,980 down (20%) on $849,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
