Merritt · V0K1Y0
$4,794/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Move-in ready 1,920 sq ft rancher on 2 usable, fenced acres in sought-after Lower Nicola—just minutes to Merritt—featuring a 40' x 80' detached shop (insulated, radiant-heated, wired) with 23' ceilings, two 16' x 14' overhead doors and a 2-piece bathroom. This single-level home offers 3 bedrooms and 2 baths with an open-concept kitchen, dining and living area; the kitchen includes a large center island, abundant cabinetry and all appliances. The primary suite has an ensuite with separate soaker tub and walk-in shower, main-floor laundry is conveniently off the back entry, and extra-large windows plus wider hallways/doors accommodate accessibility. The flat lot provides ample parking and usable space, plus has full RV hookup and CR1 zoning allows for home-based business opportunities. Call for your private viewing. LISTED BY RE/MAX LEGACY.
3
Beds
1,920 ft²
Floor area
2015
Year built
Single Family
Type
Merritt
Area
Listed
May 6, 2026
$949,000 is 8.0% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
2h 23m
walk to Save-On-Foods
5h 17m
bike to Ebus
17h 34m
walk to Ebus
7h 32m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 70%
| Detached | 14 | 70.0% |
| Mobile home | 6 | 30.0% |
| $15,000 to $19,999 | 5 | 2.4% |
| $20,000 to $24,999 | 10 | 4.8% |
| $25,000 to $29,999 | 10 | 4.8% |
| $30,000 to $34,999 | 15 | 7.1% |
| $35,000 to $39,999 | 10 | 4.8% |
| $40,000 to $44,999 | 10 | 4.8% |
| $45,000 to $49,999 | 5 | 2.4% |
| $50,000 to $59,999 | 20 | 9.5% |
| $60,000 to $69,999 | 10 | 4.8% |
| $70,000 to $79,999 | 20 | 9.5% |
| $80,000 to $89,999 | 10 | 4.8% |
| $90,000 to $99,999 | 10 | 4.8% |
| $100,000 to $124,999 | 35 | 16.7% |
| $125,000 to $149,999 | 20 | 9.5% |
| $150,000 to $199,999 | 15 | 7.1% |
| $200,000 and over | 5 | 2.4% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,794
Principal and interest
Calculated estimate
$4,369
Property tax
Calculated estimate
$275/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$944,500
Down payment
Calculated estimate
$188,900 (20%)
Estimated mortgage
Calculated estimate
$755,600
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,794
/mo
Rate
%
Amortization
Principal and interest
$4,369
Property tax (est.)
$275
P&I
Tax
Down payment
$188,900 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $188,900 down (20%) on $944,500, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
