Lumby · V0E2G7
$5,802/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Huge potential in this 31.14 acre property with a 3 bedroom, 2 bath home in the Whitevale area of Lumby. The land is level with highly fertile, virtually rock free sub-irrigated soil, and the property boasts not only an artesian drilled well for domestic use, but 3 springs as well. The ranch style home is solid but needs updating. Features a country kitchen, sunken living room, and a full concrete crawlspace for tons of storage. The master bedroom has a 3 piece ensuite with walk in closet and sliding glass doors to the rear deck. Another set of sliding glass doors offers access to the rear deck from the dining room. There is a huge 56' x 48' wired and insulated shop that will accommodate two logging trucks in the main bays, plus two wings for more covered parking or painting bays if desired, an office, and a bathroom that needs water and sewer hookups. A 32' x 72' open sided barn with a metal roof offers hay storage or possibly a horse barn if finished. Non urban, agricultural zoning may allow a secondary residence with specific size limitations. If you are looking for a property that could be totally self-sustaining, an agritourism or intensive agricultural opportunity, a horse property, or a mechanic's/trucking company's dream, look no further. This property has it all in a secluded and private setting. Located just minutes from all Lumby services and about 20 minutes to Vernon.
3
Beds
1,551 ft²
Floor area
1980
Year built
Single Family
Type
Whitevale
Area
Listed
October 2, 2025
$1,298,000 is 21.2% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
39 min
walk to Super A Foods
3h 57m
bike to Orchard Park Exchange
13h 8m
walk to Orchard Park Exchange
12h 35m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 58%
| Detached | 25 | 58.1% |
| Land | 14 | 32.6% |
| Other | 2 | 4.7% |
| Mobile home | 1 | 2.3% |
| Townhouse | 1 | 2.3% |
| $15,000 to $19,999 | 5 | 2.7% |
| $20,000 to $24,999 | 10 | 5.4% |
| $25,000 to $29,999 | 5 | 2.7% |
| $30,000 to $34,999 | 5 | 2.7% |
| $35,000 to $39,999 | 10 | 5.4% |
| $45,000 to $49,999 | 10 | 5.4% |
| $50,000 to $59,999 | 20 | 10.8% |
| $60,000 to $69,999 | 10 | 5.4% |
| $70,000 to $79,999 | 10 | 5.4% |
| $80,000 to $89,999 | 15 | 8.1% |
| $90,000 to $99,999 | 15 | 8.1% |
| $100,000 to $124,999 | 25 | 13.5% |
| $125,000 to $149,999 | 25 | 13.5% |
| $150,000 to $199,999 | 15 | 8.1% |
| $200,000 and over | 5 | 2.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,802
Principal and interest
Calculated estimate
$5,319
Property tax
Calculated estimate
$333/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,149,900
Down payment
Calculated estimate
$229,980 (20%)
Estimated mortgage
Calculated estimate
$919,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,802
/mo
Rate
%
Amortization
Principal and interest
$5,319
Property tax (est.)
$333
P&I
Tax
Down payment
$229,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $229,980 down (20%) on $1,149,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
