Terrace · V8G2T3
$2,364/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This well-cared for home provides a bright and cheerful interior. The lot is large 132' x 130' attractively treed providing privacy front and back. The cozy interior provides 2 bedrooms up, full bath, spacious kitchen and living room, finished basement provides 3 piece bath/laundry, spacious office/tv room, one bedroom and ample storage. Large deck off kitchen overlooking a private backyard fully-fenced in chain link, attached carport, detached shop 25' x 14' and ample parking for all the extra vehicles and toys. Well-located on a no-thru close to hospital and shopping. Many updates include: Roof 2015, Furnace 2019, Hot Water Tank 2015, Electric - new panel and wiring 2016, plumbing.
3
Beds
1,818 ft²
Floor area
1958
Year built
Single Family
Type
Listed
May 11, 2026
$258/sqft vs area comp median $912/sqft (71.7% below, 20 comps). ⚠ Comp set is older than 60 days. Used area-level comps (sub-area had <5 matches).
Nearby & Commute
10 min
walk to Wholesale Club
4 min
bike to Terrace (Kitimat)
12 min
walk to Terrace (Kitimat)
27h 40m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 46%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,364
Principal and interest
Calculated estimate
$2,081
Property tax
Calculated estimate
$133/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$449,900
Down payment
Calculated estimate
$89,980 (20%)
Estimated mortgage
Calculated estimate
$359,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,364
/mo
Rate
%
Amortization
Principal and interest
$2,081
Property tax (est.)
$133
P&I
Tax
Down payment
$89,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $89,980 down (20%) on $449,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 35 | 46.1% |
| Land | 20 | 26.3% |
| Mobile home | 8 | 10.5% |
| Duplex | 4 | 5.3% |
| Condo / Apartment | 3 | 3.9% |
| Other | 6 | 7.9% |
| Under $5,000 | 10 | 3.3% |
| $10,000 to $14,999 | 5 | 1.6% |
| $15,000 to $19,999 | 15 | 4.9% |
| $20,000 to $24,999 | 10 | 3.3% |
| $25,000 to $29,999 | 10 | 3.3% |
| $30,000 to $34,999 | 15 | 4.9% |
| $35,000 to $39,999 | 10 | 3.3% |
| $40,000 to $44,999 | 20 | 6.6% |
| $45,000 to $49,999 | 20 | 6.6% |
| $50,000 to $59,999 | 25 | 8.2% |
| $60,000 to $69,999 | 30 | 9.8% |
| $70,000 to $79,999 | 15 | 4.9% |
| $80,000 to $89,999 | 15 | 4.9% |
| $90,000 to $99,999 | 15 | 4.9% |
| $100,000 to $124,999 | 30 | 9.8% |
| $125,000 to $149,999 | 25 | 8.2% |
| $150,000 to $199,999 | 25 | 8.2% |
| $200,000 and over | 10 | 3.3% |
At 8.0529 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
