Mill Bay · V8H1C9
$6,832/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome home to this beautifully updated and meticulously cared for home in the Heart of Mill Bay, rebuilt in 2011 with an updated spa-inspired primary suite (2023), offering stunning ocean views, exceptional privacy and steps away to the shoreline and easy beach/pier/marina access. This immaculate property combines timeless character with modern comforts. Upon arrival, you'll appreciate the large paved driveway, charming gardens, wraparound gated deck and inviting curb appeal. Inside, custom millwork, skylight, gleaming hardwood floors, custom blinds and cabinetry, and cozy gas and wood burning fireplaces create a peaceful and welcoming atmosphere. The main level features a spacious living room, a cozy nook ideal for work/study, two bedrooms, a charming dining area looking out over the private yard, and a four-piece bath with convenient laundry. The bright, functional kitchen has deck access, ample counter space, newer stainless steel appliances, glass-front cabinets and a freestanding island. Occupying the entire upper floor, the primary suite provides complete privacy and breathtaking ocean and mountain views with ample built-in cabinetry and a heat pump. Relax in the luxurious ensuite with a soaker tub, heated floor, custom glass shower, and triple pane windows. Outside, the fully fenced, manicured yard is a gardener's dream with raised beds, storage shed, abundant sunlight, apple trees, lighting and endless space for children and pets to play. The insulated outbuilding is equipped with heat, water and subpanel, providing incredible flexibility as a studio, work shop or home office. Additional features include a large heated garage with a new quiet opener (wifi enabled), EV breaker, insulated crawlspace, gutter guards, phantom screens, security system, heat pumps, gas service. A quick walk to Brentwood College, the Marina and Mill Bay Centre. 40 minutes to Victoria, and 25 minutes to Cowichan Regional Hospital. Option to build a secondary suite.
3
Beds
2,035 ft²
Floor area
2011
Year built
Single Family
Type
Mill Bay
Area
Listed
July 24, 2026
Nearby & Commute
9 min
walk to Thrifty Foods
1h 26m
bike to nearest SkyTrain station
4h 46m
walk to nearest SkyTrain station
3h 6m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 83%
| Detached | 30 | 83.3% |
| Mobile home | 3 | 8.3% |
| Land | 2 | 5.6% |
| Condo / Apartment | 1 | 2.8% |
| $30,000 to $34,999 | 5 | 2.6% |
| $50,000 to $59,999 | 10 | 5.1% |
| $60,000 to $69,999 | 10 | 5.1% |
| $70,000 to $79,999 | 15 | 7.7% |
| $80,000 to $89,999 | 5 | 2.6% |
| $90,000 to $99,999 | 20 | 10.3% |
| $100,000 to $124,999 | 35 | 17.9% |
| $125,000 to $149,999 | 20 | 10.3% |
| $150,000 to $199,999 | 45 | 23.1% |
| $200,000 and over | 30 | 15.4% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,832
Principal and interest
Calculated estimate
$6,282
Property tax
Calculated estimate
$400/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,358,000
Down payment
Calculated estimate
$271,600 (20%)
Estimated mortgage
Calculated estimate
$1,086,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,832
/mo
Rate
%
Amortization
Principal and interest
$6,282
Property tax (est.)
$400
P&I
Tax
Down payment
$271,600 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $271,600 down (20%) on $1,358,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
