Penticton · V2A2T8
$4,869/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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TWO separate 2-bedroom homes on one lot! Situated on a .14-acre lot in a central Penticton location, this unique opportunity offers incredible flexibility for homeowners looking for mortgage-helping rental income or extended family. The charming front home was extensively renovated in 2020 with freshly insulated walls, new drywall, raised ceilings, pot lights, newer gas fireplace, updated hot water tank, window blinds, exterior paint (2025), landscaping, and irrigation. Bonus rear flex room for office/laundry/storage room. Enjoy the spacious back deck and mostly fenced yard, perfect for kids, pets, and outdoor living. Located above the two large separate single garages, is the carriage house (built in 2023) by Harmony Homes of Kelowna. The professionally designed carriage house offers modern style and quality finishes throughout with 2 bedrooms and 1 bathroom, open kitchen and living area. Bright with large windows, hillside views, generous storage, and private patio space. One garage is oversized and currently used by the front home, while the second garage services the carriage house and is wired for an EV charger. Additional rear lane parking adds convenience. Excellent central location within walking distance to grocery stores, pharmacy, amenities, and only half a block from the popular Lake-to-Lake bike path. Don’t miss this rare Penticton property offering versatility, income potential, and modern living all in one! Book your showing today.
4
Beds
1,884 ft²
Floor area
2023
Year built
Single Family
Type
Main North
Area
Listed
May 28, 2026
$979,000 is 40.6% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
7 min
walk to Safeway
1h 11m
bike to Prairie Valley Station
3h 55m
walk to Prairie Valley Station
10h 14m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 40%
| Detached | 119 | 39.8% |
| Condo / Apartment | 63 | 21.1% |
| Townhouse | 46 | 15.4% |
| Duplex | 26 | 8.7% |
| Land | 21 | 7.0% |
| Other | 24 | 8.0% |
| $15,000 to $19,999 | 5 | 1.8% |
| $20,000 to $24,999 | 20 | 7.3% |
| $25,000 to $29,999 | 15 | 5.5% |
| $30,000 to $34,999 | 15 | 5.5% |
| $35,000 to $39,999 | 20 | 7.3% |
| $40,000 to $44,999 | 20 | 7.3% |
| $45,000 to $49,999 | 15 | 5.5% |
| $50,000 to $59,999 | 25 | 9.1% |
| $60,000 to $69,999 | 20 | 7.3% |
| $70,000 to $79,999 | 20 | 7.3% |
| $80,000 to $89,999 | 25 | 9.1% |
| $90,000 to $99,999 | 10 | 3.6% |
| $100,000 to $124,999 | 25 | 9.1% |
| $125,000 to $149,999 | 15 | 5.5% |
| $150,000 to $199,999 | 15 | 5.5% |
| $200,000 and over | 10 | 3.6% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,869
Principal and interest
Calculated estimate
$4,436
Property tax
Calculated estimate
$283/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$959,000
Down payment
Calculated estimate
$191,800 (20%)
Estimated mortgage
Calculated estimate
$767,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,869
/mo
Rate
%
Amortization
Principal and interest
$4,436
Property tax (est.)
$283
P&I
Tax
Down payment
$191,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $191,800 down (20%) on $959,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
