Courtenay · V9N6H9
$3,293/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Featuring a brand new roof and hot water tank installed in June 2026, this home offers a fantastic opportunity to build equity while adding your own personal touches. With good bones, recent landscaping, a newer vinyl deck, radiant in-floor heating in the bathroom, and fruit trees in the yard, much of the heavy lifting has been done. Priced well below assessed value and offering low property taxes, it's an excellent option for first-time buyers, investors, or anyone looking for a property with potential. Located just outside Courtenay, you'll enjoy a peaceful rural feel while remaining close to North Island College, the hospital, walking trails, everyday amenities, and within the sought-after Huband Park Elementary catchment. Set on a generous 0.32-acre corner lot, this 3-bedroom, 1-bath home also includes a partially finished basement, providing flexibility for future updates and added living space.
3
Beds
2,009 ft²
Floor area
1976
Year built
Single Family
Type
Courtenay North
Area
Listed
June 19, 2026
Nearby & Commute
29 min
walk to Courtenay Country Market
21 min
bike to nearest SkyTrain station
1h 10m
walk to nearest SkyTrain station
5h 46m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 51%
| Detached | 30 | 50.8% |
| Condo / Apartment | 15 | 25.4% |
| Duplex | 5 | 8.5% |
| Mobile home | 5 | 8.5% |
| Townhouse | 3 | 5.1% |
| Other | 1 | 1.7% |
| Under $5,000 | 5 | 1.7% |
| $20,000 to $24,999 | 5 | 1.7% |
| $30,000 to $34,999 | 10 | 3.4% |
| $35,000 to $39,999 | 10 | 3.4% |
| $40,000 to $44,999 | 10 | 3.4% |
| $45,000 to $49,999 | 15 | 5.1% |
| $50,000 to $59,999 | 25 | 8.5% |
| $60,000 to $69,999 | 25 | 8.5% |
| $70,000 to $79,999 | 20 | 6.8% |
| $80,000 to $89,999 | 15 | 5.1% |
| $90,000 to $99,999 | 25 | 8.5% |
| $100,000 to $124,999 | 45 | 15.3% |
| $125,000 to $149,999 | 30 | 10.2% |
| $150,000 to $199,999 | 35 | 11.9% |
| $200,000 and over | 20 | 6.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,293
Principal and interest
Calculated estimate
$2,960
Property tax
Calculated estimate
$183/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$639,900
Down payment
Calculated estimate
$127,980 (20%)
Estimated mortgage
Calculated estimate
$511,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,293
/mo
Rate
%
Amortization
Principal and interest
$2,960
Property tax (est.)
$183
P&I
Tax
Down payment
$127,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $127,980 down (20%) on $639,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.1531 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Daily mean across the year.
On the drier side for BC.
Expect real winters.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
