Salt Spring · V8K1B1
$3,436/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Charming One-Level Home Near the Ocean. Set on a sunny, level 0.59-acre lot, this welcoming single-level home offers a delightful blend of character and comfort just a short stroll from the ocean—with a glimpse of the water visible from the living room window. The two-bedroom residence was relocated onto new foundations several years ago and features timeless details rarely found in this price range, including inlaid hardwood floors, an updated bathroom, double-glazed windows, a wood stove, and a newer roof. A separate laundry room adds convenience, while outside, a private garden patio provides the perfect spot for relaxing or entertaining. The partly fenced yard is enhanced by mature fruit trees-apple, two plum, blueberries, a grapevine, and 400+ sq.ft. of versatile outbuildings. The property extends beyond the second garden fence, encompassing a peaceful forested area. Bordering the ALR, this serene setting promises a quiet rural lifestyle—naturally beautiful and enduringly private.
2
Beds
1,131 ft²
Floor area
1965
Year built
Single Family
Type
Salt Spring
Area
Listed
October 24, 2025
$719,000 is 30.3% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 26m
walk to Country Grocer
1h 25m
bike to Alderlea Station
4h 44m
walk to Alderlea Station
2h 3m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 72%
| Detached | 44 | 72.1% |
| Land | 9 | 14.8% |
| Other | 3 | 4.9% |
| Townhouse | 2 | 3.3% |
| Condo / Apartment | 1 | 1.6% |
| Other | 2 | 3.3% |
| $15,000 to $19,999 | 10 | 4.7% |
| $20,000 to $24,999 | 5 | 2.3% |
| $25,000 to $29,999 | 10 | 4.7% |
| $30,000 to $34,999 | 10 | 4.7% |
| $40,000 to $44,999 | 15 | 7.0% |
| $45,000 to $49,999 | 10 | 4.7% |
| $50,000 to $59,999 | 25 | 11.6% |
| $60,000 to $69,999 | 15 | 7.0% |
| $70,000 to $79,999 | 20 | 9.3% |
| $80,000 to $89,999 | 15 | 7.0% |
| $90,000 to $99,999 | 15 | 7.0% |
| $100,000 to $124,999 | 20 | 9.3% |
| $125,000 to $149,999 | 15 | 7.0% |
| $150,000 to $199,999 | 20 | 9.3% |
| $200,000 and over | 10 | 4.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,436
Principal and interest
Calculated estimate
$3,094
Property tax
Calculated estimate
$192/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$669,000
Down payment
Calculated estimate
$133,800 (20%)
Estimated mortgage
Calculated estimate
$535,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,436
/mo
Rate
%
Amortization
Principal and interest
$3,094
Property tax (est.)
$192
P&I
Tax
Down payment
$133,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $133,800 down (20%) on $669,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
