Cumberland · V0R1S0
$4,726/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Custom built home with a legal one bedroom suite, ideally located in the vibrant Village of Cumberland. The thoughtful design and high quality construction create a home that offers both comfortable family living and excellent income potential. In the main level you’ll find a bright open floor plan with vaulted ceilings through the living room, dining area, and eat in kitchen, creating a spacious and welcoming main living space. The dining area opens onto a 20x10 deck overlooking the fully fenced sunny backyard, providing a perfect extension of the living space for relaxing or entertaining. This level also includes a private primary suite complete with two closets and a three piece ensuite, two additional bedrooms, and a four piece bathroom. Comfort and efficiency are enhanced by an economical heat pump, a beautiful river rock gas fireplace, and most importantly, extra insulation between floors as well as between bedroom and bathroom walls. This additional sound separation was intentionally built in to help create quiet, private living spaces between the main home and the suite. The fully self contained one bedroom suite on the ground level features an open living, dining, and kitchen area, a four piece bathroom, its own laundry closet, and a 20x10 covered patio. With its own parking spot, private layout and added sound insulation, the suite provides excellent separation between units. At just under 2,000 square feet, this home offers the ideal setup for families looking to offset their mortgage with reliable rental income. The legal suite provides a valuable financial advantage, helping reduce monthly carrying costs while maintaining privacy and comfort. The suite will be vacant by the end of March, offering quick possession and the rare opportunity to select your own tenant at current market rental rates. All of this is located just minutes from Cumberland’s vibrant downtown, renowned mountain biking, trails, parks, restaurants, and community amenities.
4
Beds
2,015 ft²
Floor area
2008
Year built
Single Family
Type
Cumberland
Area
Listed
March 12, 2026
$939,900 is 8.9% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 32m
walk to Walmart Supercentre
1 min
bike to Island Link Bus - Cumberland Stop
3 min
walk to Island Link Bus - Cumberland Stop
5h 44m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 52%
| Detached | 17 | 51.5% |
| Mobile home | 9 | 27.3% |
| Townhouse | 3 | 9.1% |
| Land | 2 | 6.1% |
| Duplex | 1 | 3.0% |
| Other | 1 | 3.0% |
| $15,000 to $19,999 | 5 | 1.5% |
| $20,000 to $24,999 | 15 | 4.5% |
| $25,000 to $29,999 | 15 | 4.5% |
| $30,000 to $34,999 | 20 | 6.1% |
| $35,000 to $39,999 | 10 | 3.0% |
| $40,000 to $44,999 | 15 | 4.5% |
| $45,000 to $49,999 | 15 | 4.5% |
| $50,000 to $59,999 | 20 | 6.1% |
| $60,000 to $69,999 | 15 | 4.5% |
| $70,000 to $79,999 | 30 | 9.1% |
| $80,000 to $89,999 | 15 | 4.5% |
| $90,000 to $99,999 | 25 | 7.6% |
| $100,000 to $124,999 | 55 | 16.7% |
| $125,000 to $149,999 | 25 | 7.6% |
| $150,000 to $199,999 | 35 | 10.6% |
| $200,000 and over | 15 | 4.5% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,726
Principal and interest
Calculated estimate
$4,301
Property tax
Calculated estimate
$275/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$929,900
Down payment
Calculated estimate
$185,980 (20%)
Estimated mortgage
Calculated estimate
$743,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,726
/mo
Rate
%
Amortization
Principal and interest
$4,301
Property tax (est.)
$275
P&I
Tax
Down payment
$185,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $185,980 down (20%) on $929,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.2805 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
