Kelowna · V1X3B1
$6,534/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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60'x145', 0.20 acre re-development property in the core of the Rutland area of Kelowna. Zoned UC4. Urban Centre Building Heights noted as six storeys. Urban Centre Street Character noted as ""Retail"" street. Ideal spot for redevelopment into a mixed use building. Directly across the street from Rutland Centennial Park, walking distance to the Middle/High Schools, and walking distance to all commercial amenities. This is an ideal property for any investor wanting a prime redevelopment piece with immediate and long term redevelopment potential. Total rent is $3,800 across two residential tenancies, with utilities on month to month contracts. The property was previously used as an office space with four offices, and could be re-used for an owner operator as well.
3
Beds
2,649 ft²
Floor area
1964
Year built
Single Family
Type
Rutland North
Area
Listed
May 29, 2026
$1,299,000 is 25.9% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
5 min
walk to Save-On-Foods
19 min
bike to Orchard Park Exchange
1h 4m
walk to Orchard Park Exchange
11h 5m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 46%
| Detached | 143 | 46.4% |
| Condo / Apartment | 67 | 21.8% |
| Townhouse | 50 | 16.2% |
| Land | 20 | 6.5% |
| Duplex | 16 | 5.2% |
| Other | 12 | 3.9% |
| Under $5,000 | 5 | 1.6% |
| $15,000 to $19,999 | 10 | 3.2% |
| $20,000 to $24,999 | 20 | 6.3% |
| $25,000 to $29,999 | 20 | 6.3% |
| $30,000 to $34,999 | 20 | 6.3% |
| $35,000 to $39,999 | 15 | 4.8% |
| $40,000 to $44,999 | 25 | 7.9% |
| $45,000 to $49,999 | 20 | 6.3% |
| $50,000 to $59,999 | 40 | 12.7% |
| $60,000 to $69,999 | 30 | 9.5% |
| $70,000 to $79,999 | 30 | 9.5% |
| $80,000 to $89,999 | 20 | 6.3% |
| $90,000 to $99,999 | 15 | 4.8% |
| $100,000 to $124,999 | 20 | 6.3% |
| $125,000 to $149,999 | 10 | 3.2% |
| $150,000 to $199,999 | 10 | 3.2% |
| $200,000 and over | 5 | 1.6% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,534
Principal and interest
Calculated estimate
$6,009
Property tax
Calculated estimate
$375/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,299,000
Down payment
Calculated estimate
$259,800 (20%)
Estimated mortgage
Calculated estimate
$1,039,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,534
/mo
Rate
%
Amortization
Principal and interest
$6,009
Property tax (est.)
$375
P&I
Tax
Down payment
$259,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $259,800 down (20%) on $1,299,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.4661 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
